Join Early Retirement Today
Thread Tools Search this Thread Display Modes
Hi ya'll
Old 01-23-2006, 05:21 PM   #1
Dryer sheet aficionado
Join Date: Jan 2006
Posts: 25
Hi ya'll

Like others, I have been reading the posts over time but decided to jump in--now that I am close to retirement.

I basically lived my life backwards, having plenty of $$$ until middle-age, losing it, and having to start over in my mid 40's.* I can't really complain, I didn't start work until I was 34 and got to travel to over 50 countries when I was younger and had all the required toys--cars, boats, and an airplane.

Now I'm approaching 62 in a couple of months and will probably take early SS.* I do have a couple of questions about that, but I will post them in another category.

Great forum...

eriter is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Re: Hi ya'll
Old 01-24-2006, 07:05 AM   #2
Moderator Emeritus
Martha's Avatar
Join Date: Feb 2004
Location: minnesota
Posts: 13,228
Re: Hi ya'll

It has got to be tough to start over in your 40s and still be able to retire at 62. Welcome to the board!

No more lawyer stuff, no more political stuff, so no more CYA

Martha is offline   Reply With Quote
Re: Hi ya'll
Old 01-24-2006, 08:00 AM   #3
Dryer sheet aficionado
Join Date: Jan 2006
Posts: 25
Re: Hi ya'll

Hi Martha, thanks for the welcome.

Starting over certainly was a challenge with a lot of obstacles.* Fortunately, I was able to make a slow, but determined, comeback.* Looking back, most, if not all, of my earlier financial problems could have been avoided with a more conservative approach--less investment based on leverage and speculation. In fact, I am now a big proponent of being debt-free throughout life--a la Dave Ramsey.

Well, now I am almost there and am looking forward to my first check from Uncle Sam in May.* It's about time he stepped up to the plate.*

eriter is offline   Reply With Quote
Re: Hi ya'll
Old 01-24-2006, 08:25 AM   #4
Moderator Emeritus
SteveR's Avatar
Join Date: Jul 2005
Posts: 2,811
Re: Hi ya'll


Welcome to the board. Nice to have some new blood here.

I understand the starting over in your 40's. Been there done that myself. Starting over with a negative NetWorth and getting to early retirement took a lot of planning and a lot of luck; some of it was not so good but I am FI now and will ER again as soon as DW can.

Work? I don't have time to work....I'm retired.
SteveR is offline   Reply With Quote
Re: Hi ya'll
Old 01-24-2006, 09:05 AM   #5
Moderator Emeritus
Nords's Avatar
Join Date: Dec 2002
Location: Oahu
Posts: 26,839
Re: Hi ya'll

Welcome to the board, eriter. Nice application of the "backwards" metaphor!

Co-author (with my daughter) of “Raising Your Money-Savvy Family For Next Generation Financial Independence.”
Author of the book written on "The Military Guide to Financial Independence and Retirement."

I don't spend much time here— please send a PM.
Nords is offline   Reply With Quote
Re: Hi ya'll
Old 01-24-2006, 02:04 PM   #6
Full time employment: Posting here.
Join Date: Mar 2005
Posts: 557
Re: Hi ya'll

been quite a bit of discussion about the 62 or full retirement age on social secuity. don't know how to send you to those discussions, one way is to go to search function and put in "social security 62" and a number of the discussions will come up.
all of the points, pro and con, for each side seemed to be made.
I'm a ways off, but have been thinking about the same thing.
uncledrz is offline   Reply With Quote

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
Hello Y'all! FIREd Hi, I am... 2 05-16-2007 06:56 PM
Hey y'all DanteAlighieri Hi, I am... 25 10-02-2006 06:24 AM
Hi, y'all! CaptCurmudgeon Hi, I am... 5 08-30-2006 07:49 PM
Attorney stories for Martha and Y'all MRGALT2U Life after FIRE 6 03-20-2005 02:41 AM
Hi, y'all JimLy Hi, I am... 2 10-06-2003 02:08 AM

» Quick Links

All times are GMT -6. The time now is 05:36 AM.
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2023, vBulletin Solutions, Inc.