Me 38, wife 40, no kids
$40k in IRA, $20k in taxable investments, ($10k in money market for an emergency fund and $10k in mutual funds)
$250k mortgage 6.25% fixed, 29 years left.
$70k owed on business loans but this will be paid off in 2 years and that will free up $700 a week.
We have no other debt. I am currently putting the most I can yearly in into my IRA. I want to get another $10k in my emergency fund then I will start dumping money into a Roth.
I feel like I am little behind the curve on saving for retirement after reading some of the posts on here but I should be able to make up a lot of ground after I pay off my business.
BTW, my name is Chad and I am glad I found this forum.