Portal Forums Links Register FAQ Community Calendar Log in

Join Early Retirement Today
Reply
 
Thread Tools Display Modes
I am a slow learner!
Old 07-13-2012, 07:11 PM   #1
Recycles dryer sheets
 
Join Date: Jul 2012
Posts: 51
I am a slow learner!

Hi Everyone,

I wish I had found this board years ago. I found Nords website about a month ago, bought and read his book (what an incredible, and much needed resource for military members) and found this website through Nords.

I retired from the Navy 6 years ago. <my, how time flies!> My husband retired a couple of years later. With military pension x2, financial independence is much easier! We have two kids still at home -- 17 and 7. Life has always been good, but now, in ER -- wow, life is great.

In this time I have learned many things, a few of which are:

- I will NEVER be Martha Stewart. I am just as domestically challenged now as I was when I was active duty. I just no longer have an excuse.

- I am frighteningly content doing very little! I could probably go for weeks without leaving home, and it wouldn't bother me a bit. I think that fact has scared me enough that I have found several volunteer endeavors that I really enjoy. Plus, I have kids to keep me busy, and my husband and I have really enjoyed being able to take little day trips during the school year without finding a babysitter for our young one. We are more apt to have lunch dates now than dinner dates.

- It took awhile to let go of my rank -- I really didn't see that one coming. Seems like I went from CDR to Mrs. almost instantaneously, and it really bothered me at first. I'm over it!

Anyway, I look forward to joining in the discussions! I have a lot to read to get up to speed.

~Gabi
Gabieta is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 07-13-2012, 07:28 PM   #2
Recycles dryer sheets
Rowdy's Avatar
 
Join Date: Jul 2011
Location: SoCal
Posts: 115
Thanks for your service and welcome! You'll find many veterans on this site.
Rowdy is offline   Reply With Quote
Old 07-13-2012, 07:34 PM   #3
Thinks s/he gets paid by the post
 
Join Date: Oct 2008
Location: Naples
Posts: 2,179
Hello and welcome to the forum. I can see why you latched on to Nords being Navy. As everyone knows by now, my grandson is in the Navy, graduated boot camp end of April and is stationed at NAS Pensacola. He is in Air Crew Candidate School and is gung ho. Just started two weeks ago. Hope he makes it. Again, welcome.
JOHNNIE36 is offline   Reply With Quote
Old 07-13-2012, 09:27 PM   #4
Moderator Emeritus
Nords's Avatar
 
Join Date: Dec 2002
Location: Oahu
Posts: 26,860
Welcome, Gabi, and thanks for buying the book!

If it's any consolation, we still get mail at our house addressed to my (retired) spouse's name/rank with me tacked on as "Mr." I just smile that I don't have to care about that protocol anymore...
__________________
*

Co-author (with my daughter) of “Raising Your Money-Savvy Family For Next Generation Financial Independence.”
Author of the book written on E-R.org: "The Military Guide to Financial Independence and Retirement."

I don't spend much time here— please send a PM.
Nords is offline   Reply With Quote
Old 07-14-2012, 06:40 AM   #5
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
donheff's Avatar
 
Join Date: Feb 2006
Location: Washington, DC
Posts: 11,331
Welcome to the board. If you have learned that you are content doing little, the world is wide open to you. You are happy as is and can try anything new that catches your fancy without the stress of boredom driving you. All is good.
__________________
Idleness is fatal only to the mediocre -- Albert Camus
donheff is offline   Reply With Quote
Old 07-14-2012, 11:09 AM   #6
gone traveling
 
Join Date: Sep 2003
Location: DFW
Posts: 7,586
Gabi,

Welcome! Better late than never in finding this site. Lots of good info for all, and you will find plenty of retired military members as well.
eytonxav is offline   Reply With Quote
Old 07-14-2012, 12:53 PM   #7
Recycles dryer sheets
 
Join Date: Jul 2012
Posts: 51
Thanks everyone for the warm welcome!

I guess I have some learning to do, because I typed my first response and attempted to add a quote from donheff, and lost it all!

So, I will attempt to recreate:

Johnnie36 -- best of luck to your grandson!!

Nords -- You really have done a great service for those who serve in uniform! I really enjoyed your book, and plan to purchase some extras to gift.

Donheff -- I will have to learn the correct way to quote someone, but I love what you said! To be truthful, I don't think I have ever truly experienced boredom. Perhaps I am too simple to be bored . . .
Gabieta is offline   Reply With Quote
Old 07-14-2012, 01:56 PM   #8
Moderator Emeritus
Nords's Avatar
 
Join Date: Dec 2002
Location: Oahu
Posts: 26,860
Quote:
Originally Posted by Gabieta View Post
Nords -- You really have done a great service for those who serve in uniform! I really enjoyed your book, and plan to purchase some extras to gift.
Thanks again!

Five or more copies gets you a bulk discount direct from the publisher, although it may take you a bigger order to get below Amazon's prices:
Military Guide to Financial Independence and Retirement

Your best choice might be the 4"x5" 64-page pocket guide. It has even better bulk pricing, and you can only buy that from the publisher:
Military Financial Independence and Retirement Pocket Guide
__________________
*

Co-author (with my daughter) of “Raising Your Money-Savvy Family For Next Generation Financial Independence.”
Author of the book written on E-R.org: "The Military Guide to Financial Independence and Retirement."

I don't spend much time here— please send a PM.
Nords is offline   Reply With Quote
Old 08-04-2012, 01:09 PM   #9
Recycles dryer sheets
 
Join Date: Jul 2012
Posts: 51
WOW! For the newcomer, there is a lot to digest on this site! I have been both enlightened and amused by many threads!

- Personality type and ER: As an INFP, I think I may fit in to this crowd. I do know part of my happiness since retiring from the military is not having to act like an ISTJ!

- To pay off or not to pay off the mortgage: I am surprised as to how emotional the threads get on this one! I could really relate to Nords on this one, being a serial refinancer (in the process again as I type this). But, for DH and I, we see no need to put more than necessary toward our mortgage, and will reset the 30 year clock again soon.

- I also read several heated discussions on how to calculate NW. Again, I am a bit amused/surprised how heated this one gets as well.

- I am so impressed with the wealth of knowledge on this board! Thanks again for the welcome, and I look forward to getting to "know" everyone!

I am new to posting on boards (don't even have a facebook page) so I am still getting used to finding my way around, and figuring out the bells and whistles of posting.
Gabieta is offline   Reply With Quote
Old 08-04-2012, 01:21 PM   #10
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
NW-Bound's Avatar
 
Join Date: Jul 2008
Posts: 35,712
Quote:
Originally Posted by Gabieta View Post
I also read several heated discussions on how to calculate NW. Again, I am a bit amused/surprised how heated this one gets as well.
Nah! Don't let yourself get confused. We often pretend to be cranky geezers and argue over inconsequential things to amuse ourselves. Same about the mortgage thinggy. I myself never take anything seriously, and I hope the others are the same.
__________________
"Old age is the most unexpected of all things that happen to a man" -- Leon Trotsky (1879-1940)

"Those Who Can Make You Believe Absurdities Can Make You Commit Atrocities" - Voltaire (1694-1778)
NW-Bound is offline   Reply With Quote
Old 08-04-2012, 03:42 PM   #11
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Midpack's Avatar
 
Join Date: Jan 2008
Location: NC
Posts: 21,304
Quote:
Originally Posted by Gabieta View Post
I will NEVER be Martha Stewart. I am just as domestically challenged now as I was when I was active duty. I just no longer have an excuse.
Welcome aboard and congrats! If it makes you feel any better, Martha Stewart isn't even Martha Stewart any more...
__________________
No one agrees with other people's opinions; they merely agree with their own opinions -- expressed by somebody else. Sydney Tremayne
Retired Jun 2011 at age 57

Target AA: 50% equity funds / 45% bonds / 5% cash
Target WR: Approx 1.5% Approx 20% SI (secure income, SS only)
Midpack is offline   Reply With Quote
Old 08-05-2012, 12:29 AM   #12
Thinks s/he gets paid by the post
obgyn65's Avatar
 
Join Date: Sep 2010
Location: midwestern city
Posts: 4,061
Welcome to the forum.
__________________
Very conservative with investments. Not ER'd yet, 48 years old. Please do not take anything I write or imply as legal, financial or medical advice directed to you. Contact your own financial advisor, healthcare provider, or attorney for financial, medical and legal advice.
obgyn65 is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


» Quick Links

 
All times are GMT -6. The time now is 03:53 PM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2024, vBulletin Solutions, Inc.