DouglasFirs
Confused about dryer sheets
- Joined
- Aug 9, 2015
- Messages
- 8
Howdy,
New to this site. I know absolutely nothing about anything and would love to get into the grind and learn anything I can.
I'll try to give some details about myself.
I'm in my early 30's, married. My wife is around the same age as me. We have a baby girl on the way due end of November.
My income is around 54k/year and my wife's income is around 45k-ish
We rent - about 1k per month.
I own my car, fully paid off.
My wife has a car, fully paid off.
I have about 30k in my savings. I have about 3k in my checking that I just leave in there for just in case money. Nothing in a 401k or Roth or anything else. I think my wife has about 10 or 12k in her 401k from work.
My wife has some debt. i'd say about 10 to 13k between medical bills, credit card debt from college and student loans.
I think i'm about to lose my job in the next month but I should be able to collect unemployment and I think I'll get a package. Basically 9 weeks of pay and then unemployment after that.
I only save about 200 dollars per week. this goes directly into my savings (automated)
So hopefully the above info is enough to get me started. again, I think i'll be losing my job in a month so that's a 54k a year pay cut.
I don't know what the next steps are. Should I take what we have in our savings and pay off all of our debt? Should I get into investing? Should I start a Roth IRA? I don't know what the heck to do.
New to this site. I know absolutely nothing about anything and would love to get into the grind and learn anything I can.
I'll try to give some details about myself.
I'm in my early 30's, married. My wife is around the same age as me. We have a baby girl on the way due end of November.
My income is around 54k/year and my wife's income is around 45k-ish
We rent - about 1k per month.
I own my car, fully paid off.
My wife has a car, fully paid off.
I have about 30k in my savings. I have about 3k in my checking that I just leave in there for just in case money. Nothing in a 401k or Roth or anything else. I think my wife has about 10 or 12k in her 401k from work.
My wife has some debt. i'd say about 10 to 13k between medical bills, credit card debt from college and student loans.
I think i'm about to lose my job in the next month but I should be able to collect unemployment and I think I'll get a package. Basically 9 weeks of pay and then unemployment after that.
I only save about 200 dollars per week. this goes directly into my savings (automated)
So hopefully the above info is enough to get me started. again, I think i'll be losing my job in a month so that's a 54k a year pay cut.
I don't know what the next steps are. Should I take what we have in our savings and pay off all of our debt? Should I get into investing? Should I start a Roth IRA? I don't know what the heck to do.