4th and goal, welcome. If you have been reading, you know that there are many here who are not big fans of annunities, especially with an existing pension. But if that is what lets you sleep at night, that is what matters. Keep reading and learning about the pros and cons so you will have an informed decision in 2+ years.
I would not have anyone adopt my mode of living...but I would have each one be very careful to find out and pursue his own way, and not his father's or his mother's or his neighbor's instead. Thoreau, Walden