flintnational
Thinks s/he gets paid by the post
Hello! I have been a forum member and frequent reader since 2008. I greatly appreciate all of information and the occasional humor provided by the members. Thank you.
About us -
My DW FIRED 4 years ago at 53 and I FIRED 3 years ago also at 53. We were fortunate to have two mega corp jobs with good salaries. Like many on this forum, we saved from an early age. We live in the Southeast and benefit from a reasonable cost of living. Currently we are living on our savings only and have a WR of about 3%.
Our investments -
Like many here, we are primarily index investors (Vanguard). Currently we have an investment mix of 70% stocks and 30% other. The "other" category includes cash, short term treasuries, a commercial mortgage and a rental property. The stock portfolio is comprised of 70% US stocks and 30% international. The US portion has small cap and value tilts. The international has an emerging market tilt. We are 3 years into retirement and our investments have grown over 10% even with the 3% WR.
The future -
We have moderate non-cola pensions (about 1/3 of our current budget) that we will take in a few years. We are both also eligible for SS.
Do we like being FIRED ? -
My DW says, "I will have to miss a few meals before I would go back to work". So, yes we are enjoying our retirement. Once again, thank each of your for your comments and guidance over the years.
FN
About us -
My DW FIRED 4 years ago at 53 and I FIRED 3 years ago also at 53. We were fortunate to have two mega corp jobs with good salaries. Like many on this forum, we saved from an early age. We live in the Southeast and benefit from a reasonable cost of living. Currently we are living on our savings only and have a WR of about 3%.
Our investments -
Like many here, we are primarily index investors (Vanguard). Currently we have an investment mix of 70% stocks and 30% other. The "other" category includes cash, short term treasuries, a commercial mortgage and a rental property. The stock portfolio is comprised of 70% US stocks and 30% international. The US portion has small cap and value tilts. The international has an emerging market tilt. We are 3 years into retirement and our investments have grown over 10% even with the 3% WR.
The future -
We have moderate non-cola pensions (about 1/3 of our current budget) that we will take in a few years. We are both also eligible for SS.
Do we like being FIRED ? -
My DW says, "I will have to miss a few meals before I would go back to work". So, yes we are enjoying our retirement. Once again, thank each of your for your comments and guidance over the years.
FN