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July 1, 2015 looks like the day.
I've been planning the process since the spouse decided she would finally retire a few months ago, and so far, the online calculators and planners seem to agree it will work for both of us.
I know I'll have a lot of questions but for now I'll lurk and do searches to see what has been thoroughly covered already.
The only disappointment at this point is the advise I get from my primary account adviser. He insists we need to work at least to 66, and possibly 70.
The wife has a $30k+ pension with full survivor benefits, and health ins. coverage for me. Our combined SS benefit at 64 is $43+ (according to the SSA Benefit Calculator). I have a "pocket money" VFD pension of $2k a year and a $450k+ 401k, with a projected $72k post-retirement budget.
With most of the calculators I've found, including FIRE, I have to get wild with the options to make it fail once. But I'll continue to search here to see if there's something serious I'm overlooking.
Replies and advise on the above will be greatly appreciated.
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