Congratulations! Your situation is not too unlike mine.
Some of 2B's questions may be due to the fact that he is looking at this from a US viewpoint and of course you are in Canada. If you need health insurance, it would be supplementary.
RE: holding companies, I wonder what motivated you to establish one? Is your Arizona property owned by the holding company?
TaxTips.ca - Holding company for investments
As you are probably aware, the taxes on holding company investments are not as favourable as those on active corporations. I have a professional corporation and am wondering whether to turn it into a holding company at some point. Your insights would be helpful to me.
I hope you are getting a good deal on your FA's fees. Fee only advisors are hard to find. The next best alternative is wealth management through one of the chartered banks, where your funds should get you a relatively low rate by Canadian standards.
An important question is your expenses. If you haven't done so already, now is the time to go over them with a fine toothcomb. What are you really spending? What can you cut out? $80,000 might strain your investment portfolio over a long retirement. A lot of your assets are in non-income producing real estate. Are you prepared to downsize to one home if necessary?