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07-29-2008, 11:31 AM
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#1
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Dryer sheet aficionado
Join Date: Jan 2007
Posts: 34
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Just Hours Away...
I am a bit overdue in introducing myself. Still, I think any intro should begin with a nod to those who started this board, the moderators, and the many who contribute their knowledge, advice and humor. Thank you.
My wife and I both came from humble beginnings, have lived a frugal life and saved and invested when we could. I retired from the Air Force in 1993, puddered around for awhile, and then found my dream j*b in a field that always interested me and a company that I admired. Still, after 13 years, the dream has faded a bit and I plan on retiring on August 1st.
I will soon be 62, so I am a bit older than most who introduce themselves here. My wife is in her early fifties, but looks like she is in her thirties, and that keeps both of us young at heart. We are in good health, very active, have no debt, have a nice house in an area we have always aspired to live in, another townhome that is in my wife’s and son’s name, about $300K in taxable accounts and will have about $450K in pre-tax accounts after a lump sum retirement distribution is added in. I make about $3000 a month from my AF retirement.
I do not plan on taking social security until I am at least 66 and have four years of cash/CDs/bonds in after tax savings set aside to supplement my AF retirement until then. A bit worried about RMD at 70 so I plan on drawing down some of my IRA into a Roth between now and then. I guess that is enough for now – will have more info and many questions as we start this new era in our lives.
Charlie
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07-29-2008, 11:45 AM
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#2
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Sep 2005
Location: Charleston, SC
Posts: 13,564
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Welcome, Charlie and best wishes for a wonderful retirement.
You and your young bride will surely have a joyous time getting to spend more time together after August 1st.
Congrats on a job well done and we look forward to hearing "whaddya going to do all day?" information soon! 
And thanks to you (and our other veterans while I'm at it) for your service to our country. You have a well deserved pension!
__________________
“One day your life will flash before your eyes. Make sure it's worth watching.”
Gerard Arthur Way
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07-29-2008, 02:27 PM
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#3
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Recycles dryer sheets
Join Date: Jun 2008
Posts: 134
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Hey Charlie. Congrats to you and your wife, and welcome aboard. I look forward to reading your posts.
Stay Cheap!
Jeff Yeager
Author, The Ultimate Cheapskate's Road Map to True Riches
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07-29-2008, 02:39 PM
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#4
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jul 2008
Posts: 30,117
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 Quote:
Originally Posted by Charlie_Boy
I will soon be 62, so I am a bit older than most who introduce themselves here. My wife is in her early fifties, but looks like she is in her thirties, and that keeps both of us young at heart.
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"A man is as young as the woman he feels." Groucho Marx.
But how does a woman feel young?
Welcome aboard.
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07-29-2008, 02:39 PM
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#5
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Full time employment: Posting here.
Join Date: Feb 2006
Posts: 987
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Quote:
Originally Posted by Charlie_Boy
My wife and I both came from humble beginnings, have lived a frugal life and saved and invested when we could. I retired from the Air Force
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Hey - even though I didn't stay in, I know where you are "coming from"...
Only thing I have a problem with is the name "charlie"  (if U know what I mean...)
Welcome..
- Ron
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07-29-2008, 02:42 PM
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#6
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Gone but not forgotten
Join Date: Jan 2007
Location: Sarasota,fl.
Posts: 11,447
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Welcome & Happy Retirement !
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07-29-2008, 03:21 PM
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#7
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Thinks s/he gets paid by the post
Join Date: Mar 2004
Posts: 3,205
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Quote:
Originally Posted by NW-Bound
"A man is as young as the woman he feels" Groucho Marx.
But how does a woman feel young?
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..by cougaring? 
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07-29-2008, 05:57 PM
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#8
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Recycles dryer sheets
Join Date: Jun 2008
Posts: 59
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Quote:
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another townhome that is in my wife’s and son’s name
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In my past life in estate planning, I discouraged this type of situation since the bankruptcy, divorce or legal judgement {car accident, etc.} of a child can get the asset of a parent seized and subequently lost in the legal proceeding. There are also some gifting issues involved.
Just a thought.
Welcome to the forum!!
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07-29-2008, 06:00 PM
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#9
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jan 2008
Location: NC
Posts: 17,185
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Welcome aboard, hope you enjoy this next big chapter in your lives...
__________________
No one agrees with other people's opinions; they merely agree with their own opinions -- expressed by somebody else. Sydney Tremayne
Retired Jun 2011 at age 57
Target AA: 50% equity funds / 30% bond funds / 20% cash
Target WR: Approx 2.5% Approx 20% SI (secure income, SS only)
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08-03-2008, 11:19 AM
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#10
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Dryer sheet aficionado
Join Date: Jan 2007
Posts: 34
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Just Hours Away
Well, the hours have flown by and I am retired. Actually, since I w*rked Monday through Thursday, I consider tomorrow my first real day of retirement. Still, it is already great, I don't have to worry about getting this or that done before heading off to w*rk.
One of the things I will miss is the drive. In the past several years I took up photography again and started carrying a camera with me to work. I set up a gallery of those images and in my good bye email to the folks at the site I w*rked at, I put a link in to those images. Here is the link if any of you would like to take a look: Travels with Charlie | 52 Miles of Back Road
Charlie
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08-03-2008, 11:43 AM
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#11
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Moderator Emeritus
Join Date: Jan 2007
Location: New Orleans
Posts: 45,305
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Congratulations, Charlie!!
Nice photos, too. 
__________________
Happily retired since 2009, at age 61.
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08-03-2008, 12:08 PM
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#12
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Recycles dryer sheets
Join Date: Dec 2006
Posts: 293
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Wow, really enjoyed that slide show. You are very talented. Congrats and enjoy your retirement.
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08-03-2008, 07:14 PM
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#13
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Thinks s/he gets paid by the post
Join Date: Mar 2007
Posts: 1,602
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congrats Charlie, looks like you are well grounded and prepared for some relaxing, happy times.
Dave
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08-06-2008, 09:12 PM
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#14
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Full time employment: Posting here.
Join Date: Jul 2008
Posts: 619
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Wonderful pics, Charlie! Thanks for sharing, and congrats on your retirement.
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08-06-2008, 10:06 PM
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#15
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Moderator Emeritus
Join Date: Feb 2005
Location: San Diego
Posts: 5,248
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You've got a great camera eye! 62 is still ER, you've got decades of fun ahead of you. Sounds like you've had a really full life so far, look forward to some stories!
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08-07-2008, 06:39 PM
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#16
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Moderator Emeritus
Join Date: Aug 2007
Location: Northern Illinois
Posts: 13,836
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Charlie - thanks for the great photos! Enjoy your retirement!
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