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02-25-2017, 04:51 PM
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#1
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Recycles dryer sheets
Join Date: Feb 2017
Posts: 180
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Living life here in NH
Hello, I stumbled on this site a few days ago. I'm married, no kids live in northern NH for hiking and other outdoor sports. I'm 55 and my wife is 50. We have no debt and have about 1 million saved for retirement. Later this year I will recieve an inheritance after my dad's passing of around $500-600,000. We run a small business from home which brings in enough to live on, all the while allowing freedoms to enjoy life. Most of our money is in VWINX as I tend to be a cautious investor. It's worked well for the time we've owned it, but wonder if we will need more growth. I look forward to getting to know others on the forums, to see how they invest. Thanks.
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02-25-2017, 05:29 PM
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#2
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2016
Location: Colorado
Posts: 8,971
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We went to NH for the first time last summer. We really enjoyed it, especially Portsmouth. Welcome to the board.
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02-25-2017, 05:40 PM
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#3
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Moderator
Join Date: Feb 2010
Location: Flyover country
Posts: 25,356
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Welcome aboard. I like that part of the country and have spent a little time around Conway, but I'm not sure if that counts as "northern NH". Portsmouth is OK but has become too crowded for me.
Wellesley is very, very popular around here.
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02-25-2017, 06:08 PM
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#4
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Nov 2010
Location: Sarasota, FL & Vermont
Posts: 36,370
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Native New Englander here too... have traveled but never lived outside New England other than snowbirding starting this year.
__________________
If something cannot endure laughter.... it cannot endure.
Patience is the art of concealing your impatience.
Slow and steady wins the race.
Retired Jan 2012 at age 56
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02-25-2017, 06:24 PM
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#5
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2016
Location: Colorado
Posts: 8,971
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Quote:
Originally Posted by braumeister
Welcome aboard. I like that part of the country and have spent a little time around Conway, but I'm not sure if that counts as "northern NH". Portsmouth is OK but has become too crowded for me.
Wellesley is very, very popular around here.
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Coming from Denver, Portsmouth seemed like a "small town."
What's there not to like: good dining, friendly, good brew pubs, historic, walkable. Fun. I didn't find it crowded at all.
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02-25-2017, 06:36 PM
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#6
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Moderator
Join Date: Feb 2010
Location: Flyover country
Posts: 25,356
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Portsmouth is nice more than half the year, and I do enjoy it then. But in tourist season the roads are clogged with traffic and prices are considerably higher than they should be.
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02-25-2017, 06:39 PM
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#7
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Recycles dryer sheets
Join Date: Jul 2016
Location: New Hampshire
Posts: 381
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Greetings from Southern New Hampshire, Nashua to be precise. (Or as some put it, North Massachusetts.) I have lived in NH for 40 years, plan to stay here. Retired at 61 at the end of 2016. My wife is from northern NH (Lancaster).
__________________
Steve
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02-25-2017, 06:46 PM
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#8
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2016
Location: Colorado
Posts: 8,971
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Quote:
Originally Posted by braumeister
Portsmouth is nice more than half the year, and I do enjoy it then. But in tourist season the roads are clogged with traffic and prices are considerably higher than they should be.
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You just described every tourist town.
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02-25-2017, 07:18 PM
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#9
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Recycles dryer sheets
Join Date: Mar 2007
Posts: 161
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Already ER at age 51, I'm in middle of Wellesley becoming my lead fund over Wellington for a more conservative alignment over time. Glad you joined the board. I've got in-laws in around Lisbon NH. Love the White Mountains, can't wait to return.
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02-25-2017, 07:58 PM
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#10
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Recycles dryer sheets
Join Date: Jan 2017
Posts: 129
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Quote:
Originally Posted by nativenewenglander
Hello, I stumbled on this site a few days ago. I'm married, no kids live in northern NH for hiking and other outdoor sports. I'm 55 and my wife is 50. We have no debt and have about 1 million saved for retirement. Later this year I will recieve an inheritance after my dad's passing of around $500-600,000. We run a small business from home which brings in enough to live on, all the while allowing freedoms to enjoy life. Most of our money is in VWINX as I tend to be a cautious investor. It's worked well for the time we've owned it, but wonder if we will need more growth. I look forward to getting to know others on the forums, to see how they invest. Thanks.
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well you get 5% more than I would get in MA just by living in NH
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02-26-2017, 04:25 AM
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#11
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Recycles dryer sheets
Join Date: Feb 2017
Posts: 180
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Quote:
Originally Posted by jonat
Greetings from Southern New Hampshire, Nashua to be precise. (Or as some put it, North Massachusetts.) I have lived in NH for 40 years, plan to stay here. Retired at 61 at the end of 2016. My wife is from northern NH (Lancaster).
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When we lived in SWNH for 30 years we often went to Nashua to shop. One of favorites there was the Asian grocery off of Main Street. When we moved north we looked at Littleton, Bethlehem and Lancaster. Lancaster won out as we wanted to be able to walk to everything. We've been here three years this year and very much enjoy it. Having lived on an old farm property in the middle of woods was fun for a decade, but it was time for a new adventure. Plus another old house to work on.
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02-26-2017, 04:33 AM
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#12
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Recycles dryer sheets
Join Date: Feb 2017
Posts: 180
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Wellesley seems popular still here, that's good as I enjoy the quarterly dividends. I have about 10% in Fidelity Low Priced and a small position in AMLP an ETF based on MLP's that pays about 5.5% real dividend. They take care of all the K-1's, so it's not an accounting issue. Thank you all for the welcome.
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02-26-2017, 04:36 AM
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#13
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Recycles dryer sheets
Join Date: Feb 2017
Posts: 180
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Quote:
Originally Posted by Hillbilly
Already ER at age 51, I'm in middle of Wellesley becoming my lead fund over Wellington for a more conservative alignment over time. Glad you joined the board. I've got in-laws in around Lisbon NH. Love the White Mountains, can't wait to return.
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We head over to Landaff near Lisbon to grouse hunt each fall. It's great country, but wanted to be closer to fishing and major hiking trails.
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02-26-2017, 05:00 AM
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#14
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Mar 2011
Posts: 8,418
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Quote:
Originally Posted by jzajzz
well you get 5% more than I would get in MA just by living in NH
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+1
5.1% to be exact. Considering other taxes and fees, he's probably up 10%.
There's a reason 100's of people drive from MA to NH every weekend to do their shopping.
__________________
Living well is the best revenge!
Retired @ 52 in 2005
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02-26-2017, 07:19 AM
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#15
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Moderator Emeritus
Join Date: Aug 2007
Location: Northern Illinois
Posts: 16,600
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Welcome nativenewenglander!
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02-26-2017, 08:17 AM
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#16
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Gone but not forgotten
Join Date: Jul 2012
Location: Peru
Posts: 6,335
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Welcome...
When I hear New England can't help memories from coming back, and though was a native RhodeIslander from 1936 to 1954 , NH played a big part in my life. Our vacation trips were always on NewFound lake, and later, I lived in Claremont for a while. As a District Manager, some of my stores were in Laconia, Concord, Berlin, Conway, White River Jct., Littleton,and Keene...
Whenever I had an open day, it was spent hiking in the mountains. DW went to College in Wolfeboro as part of BC education (Sargent College).
We lived for years in Greenfield, MA, at the jct. of MA, NH and VT.
Wonderful country, and a great place to retire. Best of all worlds.
Can't help with investment suggestions, but you might find some comfort in early retirement by looking at some thoughts on retiring early without unlmited funds, here:
http://www.early-retirement.org/foru...ent-62251.html
Best wishes for a very happy future!
__________________
If you want others to be happy, practice compassion. If you want to be happy, practice compassion.
--Dalai Lama XIV
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02-26-2017, 11:34 AM
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#17
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2008
Location: NC
Posts: 21,303
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Welcome OP!
DW grew up in NE, and we both just love it there. We'd retire there if not for a higher COL (without going way inland), and winters when we inevitably get older.
__________________
No one agrees with other people's opinions; they merely agree with their own opinions -- expressed by somebody else. Sydney Tremayne
Retired Jun 2011 at age 57
Target AA: 50% equity funds / 45% bonds / 5% cash
Target WR: Approx 1.5% Approx 20% SI (secure income, SS only)
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