Join Early Retirement Today
Thread Tools Search this Thread Display Modes
Long overdue introduction…
Old 10-01-2007, 11:16 AM   #1
Recycles dryer sheets
Join Date: Dec 2006
Posts: 191
Long overdue introduction…

I have been lurking on this board for quite some time and I finally decided to “speak-up” (I do not expect to be one of the most vocal members).

In case you’re wondering what keeps me coming back to this board… I, more so than DH, can’t want to ditch our dependency on jobs. As time goes on, I find myself longing to have all of my days to myself to do as I wish… what is worse, these days, job satisfaction can no longer offset the ever increasing levels of BS at work.

Here’s a bit about me… I am 33, married with 2 kids. Unfortunately, no nifty pensions, healthcare bennies or inheritances await us in the future. We have no debt and have about ¼ of needed (today’s dollars) assets riding (in) the market. Duh! It will be a while, I guess…

Oh yeah, I also wanted to take this opportunity to thank you for all of your insightful and knowledgeable input I came across so far (and expect to enjoy in the future as well).
lucija is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 10-01-2007, 11:27 AM   #2
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Sarah in SC's Avatar
Join Date: Sep 2005
Location: Charleston, SC
Posts: 13,564
Thanks for the intro, many of us are in our 30s and hoping to get out within the next 10 years. It is hard to be patient, especially when we hear about the wonderful lives of those already FIREd! I, too, learn much from these sage advisors.

Congrats on the no debt and the good start on the nest egg!
“One day your life will flash before your eyes. Make sure it's worth watching.”
Gerard Arthur Way

Sarah in SC is offline   Reply With Quote
Old 10-01-2007, 11:51 AM   #3
Thinks s/he gets paid by the post
packrat44's Avatar
Join Date: Jun 2007
Location: near Canadian border and near Mexican border
Posts: 1,142
Originally Posted by lucija View Post

We have no debt and have about ¼ of needed (today’s dollars) assets riding (in) the market. Duh! It will be a while, I guess…
Welcome to the forum.

Having that much and no debt is excellent for your age, especially with 2 children. Keep LBYM and you will get there.
Pigs get fat, hogs get slaughtered. That's my story and I am sticking to it.
packrat44 is offline   Reply With Quote
Old 10-01-2007, 03:05 PM   #4
Recycles dryer sheets
Join Date: Dec 2006
Posts: 191
Yes, I suspect we’ll get there. Next year with mortgage gone and a lower daycare payment, we’ll be able to set aside a bit more for retirement (to a tune of 35+% of gross); it seems a lot, but it will still take many years to achieve FI status.

Sometimes I wish I never caught the FIRE bug… Somehow, seeing in black in white how much we need to save and making a reasonable assumption on how long it will take us, it is making me a bit depressed. Funny, I never had a problem working until I realized FIRE is possible before one becomes old and decrepit.

I really don’t want to cut back on college savings or “clamp down” on day to day expenses & indulgences – in other words, I don’t want to put my life on hold. I know I need to snap out of it, but I don’t know how. Otherwise (contrary to the tone of this message) I am quite cheerful as a person.
lucija is offline   Reply With Quote

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
A long, long time ago... LeatherneckPA Other topics 2 09-29-2007 09:03 PM
Long overdue introduction... skyline Hi, I am... 35 04-09-2007 08:34 AM
My Introduction AlmostDone Hi, I am... 2 10-04-2006 08:47 PM
Introduction John Tuttle Hi, I am... 1 03-07-2006 03:35 PM
My introduction Cool Dood Hi, I am... 86 02-24-2006 11:10 AM

» Quick Links

All times are GMT -6. The time now is 02:47 PM.
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2020, vBulletin Solutions, Inc.