Originally Posted by behindthedimes
I am a 32 yr old government engineer living in Northern NJ with my high school teacher wife and our dog. Right now I have a TSP at about $105,000
Because I started with the government as a summer hire I will need 43 years to get max pension and I don't plan to stay that long .
If you are 32, then you are in the FERS system. The "maximum pension at 43 years" usually applies to the older feds in the CSRS system. I don't know when you started as a fed, but to have 105K in the TSP at age 32, I assume you started in your early 20's. You can retire at 57 with 30 years experience in FERS. And don't forget the family friendly benefits of government. Keep that in mind, seriously.
I did the exact opposite of you. I worked 11 years in the private sector, and then joined the feds as I started a family. Good decision for me.