Originally Posted by jclarksnakes
You entered 36K annual expenses in Firecalc and got good results but it would seem that you have been spending a lot more than 36K in recent years. Firecalc results are only as good as the data you enter into the calculator.
Jclark says it more directly. I've just been hinting. I can't see how the expenses are that low.
The OP needs to seriously, seriously look at expenses and get realistic.
And JCS is right, the data is only as good as you put in. Garbage-in, garbage-out as the saying goes. I respect OBGynes opinion, but to say "if firecalc says you are good, you are good to go" isn't true if you fed firecalc garbage.
OK, there's theme here. A lot of us are simply saying: Get Real About Your Expenses.