Thanks for the posts everyone. They gave me lots to think about. I realized I didn't explain the entire scenario. The plan was to get a nest egg and leave it. I don't think the numbers I stated before are realistic due to the high taxes here. I might save 100-150k per year if I plan for it. If I did locums in the most remote areas I could save more but I am uncertain about how long I could do that for. I don't plan to totally stop working at 45. I want to build up a retirement fund and then work part time. Therefore I will not be withdrawing on the original amount. That was only the worst case scenario if I was incapacitated for work. So if I can have an income of 200-250 for 5 years and save 750-800 and then work part time thereafter?
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