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Old 07-30-2013, 03:24 PM   #41
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Originally Posted by haha View Post
True, but damn little at present.

Yes but a full decade of these low rates have still taken a big bite out of the buying power of her million in cash.
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Old 07-31-2013, 06:22 AM   #42
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Originally Posted by jclarksnakes View Post
Yes but a full decade of these low rates have still taken a big bite out of the buying power of her million in cash.
Yes, inflation will take a bite, and her money will buy a lot less ten years down the line.

If she and I spend some of our cash first in retirement, the stock allocation will rise by itself over time.

I'm fortunate that she's very frugal, lives below her means, and shops carefully. And she paid for the townhouse out of her funds. Pretty good ER partner in most ways. That will help stretch the money.

Once I'm retired, I'll have more time to do it yourself more, and shop for the best deals.
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