I do the same.
Thanks to this website, I have also realized that in my case, deferred annuities make sense now in my 40s, but SPIAs will make more sense in my 70s or 80s (if I reach that age). I will make sure I don't exceed the 200-300k limit though.
Originally Posted by Sun456
I found it very helpful to keep a spreadsheet documenting the points that were important to me, both pro and con so that I could compare them.
Very conservative with investments. Not ER'd yet, 48 years old. Please do not take anything I write or imply as legal, financial or medical advice directed to you. Contact your own financial advisor, healthcare provider, or attorney for financial, medical and legal advice.