Hello - I've been lurking and reading here for a few weeks. I've wanted to jump into a couple of threads, but thought I ought to introduce myself first. I'm 47 and will be semi-retiring in the next year (still deciding the exact month that I will run screaming from mega-corp
Just a little background - I have always been a saver and believed in LBYM, but got really serious about it when I was 32. I had just changed companies/jobs, and realized that the job change wasn't enough - I needed to plan an escape from megacorp. At the time, I thought it would take 10-12 years, but understimated what it would realistically take. Even as I was planning I knew it wasn't necessary to be fully RE - semi-RE would make me happy as long as I could do something I liked. I think I'm there now. Firecalc tells me I could RE, but there just isn't much cushion for my ultra-conservative nature, and I already have a PT j*b that I like very much (I've almost always had something else going on along with FT employment, whether it was a small business or an enjoyable PT j*b).
I've already learned so much from this forum. I thought I had a really good handle on money matters, and have been surprised at how much I could learn. There is some incredible knowledge here! I've determined that I need to do a better job with asset allocation. And also that I'd better get serious about arranging for health insurance before I go. I am planning to go with a high-deductible HSA plan, but hadn't appreciated all the ins and outs of getting a policy.
That's about it. I look forward to hanging around here some more.