Welcome Keithw1977,
You're question is a good one, and the fact you're asking it at 34 is a strong statement about where you stand about money. Over the years I have talked to, and sometimes paid, financial advisors to help me with investing/retirement decisions. I listened to their advice, but always balanced it against my person beliefs and education. They often offered insights about things I had not considered, but ultimately it was my decision.
Now having said that I will note that I have had conflicting recommendations from different advisors who had exactly the same data from me. So even with their training and experience, personal opinion matters, and your opinion matters the most. So read, read a lot. And read different things until you find a method or philosophy that fits your own expectations and beliefs. This stuff is not a one-size-fits-all plan. And to make matters worse, everything is a variable, so plan accordingly.
If you look through some of the threads on this site (try the search function), you will find a number of book titles that will be useful to you. You're still young. So while you read these books, and form your strategy, continue to save and invest. The more you keep of your earnings, the easier it will be to craft a plan that works.
Good luck, and welcome again. There are many on this board with better and more helpful insights than me...Tight