Joined today as I really need to learn more about retirement although I'm not quite ready yet. I am 65 years 8 months which allowed me to start Social Security bebefits without any income limitations. Recd my first check on February 14th. I've paid the maximum in FICA my whole life so the check is $2,117/month. I am a widower. Have worked in the truck trailer industry for almost 42 years in sales and sales management. Anybody remember Fruehauf Trailer? 28 years there before financial failure. Would like to work till age 69 or 70 and part time after that if health is okay. I receive a pension from the now defunct Fruehauf and max my 401K ($20,000) plus a nice company % match. Have some work to do to assure I meet my income goal and look forward to learning from this site. Bill-St Clair Shores, Mi