No longer lurking
I decided to come out of hiding after lurking for a couple of months. I found the information that you all share helpful. I hope to add to the discussion.
My husband and I are both 55 and our children are grown and mostly on their own. (We have a wedding to pay for this coming spring and then they will definitely all be on their own.) My husband RE'd 18 months ago and he loves it. He RE'd in part due to health issues and in part due to serving the public for a long time in a very stressful position. I continue to work, but am planning for my "big day."
I prepared a retirement budget using Quicken and tried several on-line planning tools (including FireCalc). Since I don't know how Quicken puts everything together, I created my own plan in Excel. In almost all scenarios, we have enough to live until age 95 without a change in lifestyle. (I assumed that I will be in a nursing home by age 90-that eats up lots of funds.)
I have also been planning for social issues that may arise. I look to this forum for help in identifying these issues.
I will stop my introduction here and post questions and comments from time to time.