Introduced myself a while back, and got lots of good information, not the least of which was tracking spending. Found that my bank has a system where you can assign categories and get reports, so I went back to 1/1/2015 and re-assigned expenses. Will keep that going for the next few years!
Then, I started trying to do some fun stuff. Took a look at my 401K and found 5 year average of 10.9% return. I lowered that to 8%, and ran through a calculator (with my contributions also added in) to get a rough estimate of ending balance over the next years.
Next, I started looking at SS for DW and I at various start points for both of us, trying to determine the best (or at least reasonable) start to SS. I am genetically challenged, whereas both of her parents hit 89 and 90, with one still going. I think I will take mine earlier, and then do the file and suspend thing for her at FRA and let her wait until 70 to start while getting something out from spousal benefit.
After all of this, I grabbed another calculator and did some AW work on 401k until I start SS, re-adjusted 401k AW's (down) until DW files, suspends, and starts getting spousal, and then another AW decrease from 401k until both on SS, then a final AW decrease from 401k for another 20 years. Looked like there was about $395k left in the bank if I ER'd at 57 and could "manage" to live off of $80k/year.
Now, if I can just MANAGE to put up with this Job 5 more years!!