Pretty Sure We’re Never Retiring...Need Advice

[kgtest]

Quote:

Originally Posted by Another Reader When we look at your spending and your finances, we recoil in horror. To most people here, your financial situation looks like a train wreck.

Recoil in horror. That's the phrase of the year. My constructive post of the day, is that no matter how bad, no matter how horrific, no matter how terrible... the choices we make today, tomorrow and the next will directly impact the outcomes . So constructive choices *NOT CONSTRUCTION... vs Destructive choices.

Build something you can hand your hat on!! Start making a change and there are MANY good suggestions in this thread.

[ivinsfan]

Quote:

Originally Posted by WyomingLife Irony: Pool construction involves digging a hole then pouring a disproportionate amount of one’s assets into said hole. From a cosmological perspective, this all makes sense. Or not. Whatever.

Well none of us can judge someone who wants a pool. Just because you don't want one and think they are a waste of your money doesn't mean everyone thinks the same as you.

In this case the OP can't afford a pool now which is a different question then if all pools are a waste of money. Whatever..do you have any useful (polite) advice for the OP?

[kgtest]

Pools are awesome! Especially if its your friends. Let them hire the pool boy, buy the chemicals and new heaters and pool covers and motors. My in-laws have one, and I can attest it's a money pit. But a fun one that we splash around in making memories all summer long with grand kids. BUT... he is a retired cardiologist who can more than afford to pour money into a hole.

[aja8888]

Quote:

Originally Posted by kgtest Pools are awesome! Especially if its your friends. Let them hire the pool boy, buy the chemicals and new heaters and pool covers and motors. My in-laws have one, and I can attest it's a money pit. But a fun one that we splash around in making memories all summer long with grand kids. BUT... he is a retired cardiologist who can more than afford to pour money into a hole.

Pools are great. We had an inground one at our home in California when the kids were pre-teen. They loved it and we had numerous adult pool parties too.

But, besides the installation cost of the pool, there are ongoing expenses such as maintaining the water chemical balance, cleaning, insurance adders, maintenance of pump and filter equipment, etc.

To some, a pool is viewed as an asset to others, it is viewed as an expense.

[mystang52]

OP would get encouragement and kudos just by writing one (presumably truthful) statement: "We started paying down our debt. I took the $45,000 and paid off the IRS debt and the personal loan." Or, any other of the debts. She'd be pleasantly surprised by the sincere encouragement.