2017wasthe year
Dryer sheet wannabe
- Joined
- Oct 23, 2017
- Messages
- 17
I gave my retirement notice last year around March for year end 2017. Worked a deal to stay on remote part time through Sept. 2018 to keep me qualified to receive my March 2018 bonus ( I get half of a reduced salary plus full benefits) On Jan. 3 I had foot surgery and have been laid up healing since them. After this "break" and being able to do nothing else but think I keep dwelling on the money I left on the table by not working OMY (I did OMY for the last two years). Last March, two years of work seemed impossible but now that it's ONE year, it seems like I could have done it. But the OMY syndrome could have continued.
My plans are to move out of state once recuperated in a month to be near family (I am single) after moving away 32 years ago to chase a career. I have been telling my parents for the last 3 years I'm retiring in OMY and moving back. I love it there. I am been existing where I am : very low cost housing, banking almost every penny. My investments total $3 million, 60/35/5. I am 57 1/2.
My plan is to build a house near my parents (80 years old) (I own the lot) so my housing costs will increase compared to current low expenses, I have totaled my projected expenses and they come to $60 k with padding.
Now that it is Feb 2018 I cannot shake the thought of the extra $200k that I could have banked but I keep telling myself time is finite and I couldn't do OMY forever. Part of my issue is that I'm laid up and cannot enjoy my freedom. That should happen soon with my move and as I firm up plans with my builder. But even that gets me queasy after years of spending practically nothing of what I was making. I feel so guilty spending this much on a house. I have no kids and no debts.
I feel that I can't let go of the guilt of giving up a good paying job that wasn't bad but I had had enough of the commute and spending my days in an office building.
I have a simple lifestyle and don't require much. I believe my spending (other than the house) will be low these first few years as I see where I end up with expenses. The house with be around $250k plus additions like landscaping, appliances, furniture, window coverings.
All of this is staring to haunt me as I lie on the couch letting my foot heal. I am a worrier and have lost 10 pounds due to my anxiety.
How can I lose the feeling that I should done one more year? Will I ever?
My plans are to move out of state once recuperated in a month to be near family (I am single) after moving away 32 years ago to chase a career. I have been telling my parents for the last 3 years I'm retiring in OMY and moving back. I love it there. I am been existing where I am : very low cost housing, banking almost every penny. My investments total $3 million, 60/35/5. I am 57 1/2.
My plan is to build a house near my parents (80 years old) (I own the lot) so my housing costs will increase compared to current low expenses, I have totaled my projected expenses and they come to $60 k with padding.
Now that it is Feb 2018 I cannot shake the thought of the extra $200k that I could have banked but I keep telling myself time is finite and I couldn't do OMY forever. Part of my issue is that I'm laid up and cannot enjoy my freedom. That should happen soon with my move and as I firm up plans with my builder. But even that gets me queasy after years of spending practically nothing of what I was making. I feel so guilty spending this much on a house. I have no kids and no debts.
I feel that I can't let go of the guilt of giving up a good paying job that wasn't bad but I had had enough of the commute and spending my days in an office building.
I have a simple lifestyle and don't require much. I believe my spending (other than the house) will be low these first few years as I see where I end up with expenses. The house with be around $250k plus additions like landscaping, appliances, furniture, window coverings.
All of this is staring to haunt me as I lie on the couch letting my foot heal. I am a worrier and have lost 10 pounds due to my anxiety.
How can I lose the feeling that I should done one more year? Will I ever?