Join Early Retirement Today
Thread Tools Search this Thread Display Modes
Retired and LOVING it!
Old 08-08-2012, 09:03 AM   #1
Recycles dryer sheets
Join Date: Jul 2008
Location: Sacramento area
Posts: 464
Retired and LOVING it!

New to this forum.... i think it will be a fun forum! I retired @ age 56 on 12/19/2009 from a Municipal Utility District (Electricity) in Sacramento, CA. I was in the finance / treasury department. Did some cash management, Indenture compliance (re bonded indebtedness used to finance various projects). Before that was in the Accounting dept (Financial Statements group). Before I joined the utility I worked for a large building materials manufacturer and supplier, and before THAT was in public accounting.

Married (39 years), 3 kids & 5 g/kids. Wife was a teacher's aide for a special ed program run by the local school district. Our eldest (daughter) lives in Germany and is married to a German national. She has two sons. Our other two are sons and live in the Sacramento area - both married, and the youngest has two more grandsons and our only granddaughter. Owing to the German part of the family, we travel to Germany at least once a year. We ALSO enjoy other travel - cruises, and so on. We have a SMALL 19' trailer / 5th wheel by Scamp ( and LOVE to travel the USA. In 2+ years of retirement - been from Calif to Maine, Yellowstone, Grand Canyon, Key West and so on.

I also enjoy DIY projects around the house, and want to pursue wome woodworking. Would ALSO like to go back to model airplanes - I did some RC when I was a kid and would LOVE to do that some more.

Finance wise, we have a nice CalPERS pension, funds in a 401(k) **AND** in a Section 457 plan, and a modest after tax portfolio. House is FREE AND CLEAR!!

Looking forward to lots of fun with this forum!!
Original Wally is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 08-08-2012, 01:41 PM   #2
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
NW-Bound's Avatar
Join Date: Jul 2008
Posts: 30,074
I see that you've got the same things that I myself enjoy: a place to stay and to have a hobby or two, food in the fridge, an RV for traveling in the US, and a budget that allows for some foreign travel. What more does a guy need?

About fun with the forum, please be aware that we often pretend to be crankier geezers than we really are - this is the Internet after all - and will argue about little things for self-amusement. We are just hoping that the younger people would be scared off, as they would think "Good grief! If I would become like these ornery retirees, then it might be better to just keep working." The faint-hearted would then keep working and paying into SS for us. See our beautiful scheme?

Now that I have let you in on our secret, I must also warn you of another thing. In playing our little game, sometimes a poster would get a bit too zealous in the role that he plays, and the other side may also overreact. That's when the cops, who are also euphemistically called moderators, step in to prevent verbal fist-fight or name calling. We generally do not want that to happen, although the instigators usually calm down and come back to the realization that it is all but a game.

So, welcome aboard.
"Those Who Can Make You Believe Absurdities Can Make You Commit Atrocities" - Voltaire (1694-1778)
NW-Bound is online now   Reply With Quote
Old 08-08-2012, 05:39 PM   #3
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Midpack's Avatar
Join Date: Jan 2008
Location: NC
Posts: 17,174
Welcome aboard, I enjoyed reading your enthusiastic intro post. You sound like you're having fun in retirement, so you're doing it right!
No one agrees with other people's opinions; they merely agree with their own opinions -- expressed by somebody else. Sydney Tremayne
Retired Jun 2011 at age 57

Target AA: 50% equity funds / 30% bond funds / 20% cash
Target WR: Approx 2.5% Approx 20% SI (secure income, SS only)
Midpack is offline   Reply With Quote

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

» Quick Links

All times are GMT -6. The time now is 05:53 PM.
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2021, vBulletin Solutions, Inc.