Iam with MichaelB. I recommend staying put until your kid is through high school. It is a short enough goal. Then reconsider your options.
I have heard that it is easier for retired folks to get financial aid for their kids. Can anyone comment on that? It worked for a friend up here in Canada, but I dunno about the US. If that can work, understand that you would have to retire the year before she goes off to college (literally, not later than Dec 31), because FAFSA looks at your last years' tax returns.
If you are determined to stay in the Bay Area, I suspect that you will have to work until the end. Can you be happy somewhere else? Somewhere really different?
Picture yourself in a new situation. The idea can take getting used to.]
I have outlived most of the people I don't like and I am working on the rest.