not sure I'm going to call it ER. More likely non-employment for now. I had thought I'd be there before now, long story... work just keeps finding me. I've set my latest exit date 1st quarter next year. This should be just before I hit 54. If I get the terms used here correctly, DW will be non-employed at year end.
Some health issues have just been a slap in the face that made me more focused on what I want to do while I can. Ok, really not that serious, just a pacemaker about 2 years ago.
We have LWBYM for most of our married life. I-ORP and FIRECALC have been run over the last couple years... and they keep laughing at me. Even with adding $10k for ACA health insurance and $10k for cover deductibles, it still works out in the calculations. Estimated % withdraw rate with last years expenses + the 20k above is about 1.5% (and we did a cruise, overseas vacation, and other large (non-typical) expense that year). So, I think I'm in a good position to enter the nest adventure in my life.
We've put off too often. I really want to do things while we can
bingybear
Some health issues have just been a slap in the face that made me more focused on what I want to do while I can. Ok, really not that serious, just a pacemaker about 2 years ago.
We have LWBYM for most of our married life. I-ORP and FIRECALC have been run over the last couple years... and they keep laughing at me. Even with adding $10k for ACA health insurance and $10k for cover deductibles, it still works out in the calculations. Estimated % withdraw rate with last years expenses + the 20k above is about 1.5% (and we did a cruise, overseas vacation, and other large (non-typical) expense that year). So, I think I'm in a good position to enter the nest adventure in my life.
We've put off too often. I really want to do things while we can
bingybear
