Originally Posted by carver1
I was told by someone that I as the owner of the IRA can turn my IRA into a stretch IRA.
Not sure what is meant by this unless it is this:
Understand the rules about inherited IRAs - Nov. 8, 2000
which would only apply after your RBD and you started taking RMDs and then passed away.
I doubt that this would force the stretch for the beneficiary since they
would always be able to take a faster method (like taking it all out).
You should post your question on Ed Slott's irahelp.com
forum though and get the real answer and then report back here.
I'm looking for some way to get the stretch for my non-spouse beneficiaries
w/o them being able to change it easily.