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Old 01-03-2016, 09:42 PM   #21
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Originally Posted by braumeister View Post
Please consider adopting my BIL, who also lives in New Hamster.
We certainly don't want him.
I can do better than that! My entire immediate family is available, free of charge.
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Old 01-04-2016, 06:28 AM   #22
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Originally Posted by ivinsfan View Post
Do you have an expense breakdown, some of your spending should change in retirement. You also need to know what you consider discretionary and or work related expense. Try to figure out what you really want after budgets can very wildly. Sounds as though you have money in timeshares as well.Maybe swapping timeshare weeks will reduce travel costs to new areas.

Where will your 80K budget for retirement go, that's the big question.
$80,000 before taxes, of course. Well, we already have an excel sheet with our expenses on it for our current budget. We have few work related expenses, except for gas and, of course, the fact that I have to use my own car for my job(I drive for a living) and rack up a lot of mileage on it, not to mention our commutes alone really pile on the mileage on our cars. We rarely buy clothes at all and we brown bag our lunches. And- my husband does have a toll on his commute. We have a third car- a 2013 Honda CRV- that we only use for our vacations to our timeshares and maybe if we go out to a function on the weekend. which is rare. That's about it.

I figure to just assume we need what we spend now plus a little extra for ha ha's...
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