Take Severance ? Need a Final Push!

[LateToFIRE]

My last day! Woohoo!! Let's see how this goes, have a 21-day trip planned starting next week.

Congrats! I really don't think you'll regret your decision. Very much sounded like you needed a big change whether that's permanent FIRE or just the time and headspace to figure out what comes next.

 

[Koolau]

Yayyyyy!! refi is in the club!

 

[Franklin]

I read this whole thread and I think you made the right decision. You have a lot of real estate to handle and I doubt you will have any issues getting mortgages etc to grow your holdings. You will look back in a few years and know what you decided was correct and likely smile. Enjoys your next chapter and welcome!

 

[refi]

Quick update since calling it quits in Sept:

- Have taken two long international trips (3 weeks, 2 weeks)
- Have taken two domestic trips (2 weeks, 1 week)
- Attended three bowl games
- Spent way more time w/ my nieces and nephew
- Purchased a new property (I like real estate ; it's a hobby)
- And a ton of other fun things

Spend has definitely gone up, but since my RE income alone was more than 2x my burn, I still have a ton of buffer left. Net worth has spiked up since market has gone up and still waiting for my additional severance pay, bonus, and RSU vest in 2024.

Overall: 95% - incredibly thankful I made the right choice and absorbed by tons of fun activities. 5% - thinking about what I left on the table. I can't say 100% fun b/c there's still that little part of me that wonders , BUT have to say that i'm very happy I made my decision and life has been great!

 

[Koolau]

Quick update since calling it quits in Sept:

- Have taken two long international trips (3 weeks, 2 weeks)
- Have taken two domestic trips (2 weeks, 1 week)
- Attended three bowl games
- Spent way more time w/ my nieces and nephew
- Purchased a new property (I like real estate ; it's a hobby)
- And a ton of other fun things

Spend has definitely gone up, but since my RE income alone was more than 2x my burn, I still have a ton of buffer left. Net worth has spiked up since market has gone up and still waiting for my additional severance pay, bonus, and RSU vest in 2024.

Overall: 95% - incredibly thankful I made the right choice and absorbed by tons of fun activities. 5% - thinking about what I left on the table. I can't say 100% fun b/c there's still that little part of me that wonders , BUT have to say that i'm very happy I made my decision and life has been great!

This is amazing! You have really hit the ground, running. Keep us posted on further adventures. Aloha

 

[refi]

This is amazing! You have really hit the ground, running. Keep us posted on further adventures. Aloha

Another quick update for anyone who cares, just to say that Post-FIRE has been way busier that Pre-FIRE and FUN. Since my 1/11 update, I've

• Mentored and supported some former direct reports on career guidance; I enjoyed this part of work.
• Traveled to six more international countries and two more domestic cities
• Loosened the purse strings a bit. Given that my real estate brings in $16k/mo alone now, I've given my permission to be okay on spending on flights, hotels, and food more. Especially in cheaper countries, the dollar goes a long way.
• Net worth has bumped up to ~7.1m with my severance pay and equities growth. Crazy that my initial post on this thread, I was at 6.1m.

From time to time, I do have some thoughts that I left a lot on the table, maybe even more so now since my severance and bonus payouts just ended, but overall i've been super happy w/ my decision and quality of life (and experiences) have 4x'ed!

 

[pacergal]

There is always "something" left on the table. You have to decide when you have enough, then leave and enjoy life.
It sounds like you are enjoying life! Congratulations!

 

[Koolau]

Thanks for the update. So glad the market has been wonderful to you. May it remain so (for ALL of us!)