NervousNellie
Dryer sheet wannabe
Hi, I am a new member that has been lurking for several months and decided to join in the fun! I'm not sure I have much advice to give but I know I have lots to learn.
I am a 52 yr old female and am laid off from my job. I am a computer programmer but I think I will have a tough time finding another job since I have not kept my skills up to date. Who would hire a 52 yr old when they could hire a recent college grad with the latest skills? So I am thinking this might lead to an early retirement for me.
My DH is 55 and is eligible to retire from the federal govt in a few months but plans on retiring in about 3-4 years. We want to help pay for my youngest son's college tuition.
I have 3 sons. The oldest has left the nest and is independent. The middle one is a recent college grad with a fulltime job in his field and is currently living at home. The youngest is a freshman in college.
I chose my username NervousNellie since I am nervous about the future. We have always lived below our means but I'm not sure how living on one income will be. I'm sure we can make it on one income but we probably will need to cut back some. We haven't tracked our spending in over 15 years. In the past we would just transfer any excess money to savings every few months. I plan to start tracking our spending in January. This should help us now and in the future for our retirement planning.
I'm looking forward to reading/posting and getting to know everyone.
NervousNellie
I am a 52 yr old female and am laid off from my job. I am a computer programmer but I think I will have a tough time finding another job since I have not kept my skills up to date. Who would hire a 52 yr old when they could hire a recent college grad with the latest skills? So I am thinking this might lead to an early retirement for me.
My DH is 55 and is eligible to retire from the federal govt in a few months but plans on retiring in about 3-4 years. We want to help pay for my youngest son's college tuition.
I have 3 sons. The oldest has left the nest and is independent. The middle one is a recent college grad with a fulltime job in his field and is currently living at home. The youngest is a freshman in college.
I chose my username NervousNellie since I am nervous about the future. We have always lived below our means but I'm not sure how living on one income will be. I'm sure we can make it on one income but we probably will need to cut back some. We haven't tracked our spending in over 15 years. In the past we would just transfer any excess money to savings every few months. I plan to start tracking our spending in January. This should help us now and in the future for our retirement planning.
I'm looking forward to reading/posting and getting to know everyone.
NervousNellie