Originally Posted by Haasds
Does anyone know what the average individual pays per month for decent health care insurance at our ages?
I also wonder how much more it will cost as we grow older?
Welcome to the forum. Your concern about health insurance is shared by many of us here since the cost and availability can vary dramatically.
I'd recommend you take a look at the information http://www.early-retirement.org/foru...nce-30756.html
in our FAQ section as a starting point. Lots of good information here.
As to what you might have to pay for coverage, that varies widely depending on many factors. Living in TX, one thing you might do to get a "worst case" idea of costs is look at the premiums charged by the Texas Health Insurance Risk Pool.
If you can't get individual coverage (or the coverage has too many exclusions due to pre-existing conditions), the pool is available to TX residents - but it's not cheap. You may note that those premiums are set at twice the 'standard' rates charged by insurers. So if you are in good health, you should be able to get coverage for half the amounts shown. And the rates for the pool have been going up 10-15% per year.
Hope this helps.