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We're "ctbktb" - glad we found you!
Old 03-21-2004, 07:09 PM   #1
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We're "ctbktb" - glad we found you!

My wife and I finally got around to checking this site after reading about it in The Wall Street Journal. You could say we've been reading an awful lot lately, hoping ER is just around the corner.

We're 38 and 33, and I'm planning to retire within the next 6 months; her within the next 12. Our biggest concern is making the money last (despite our net worth of $1.3M and no debt; still, if something were to go wrong, we think we're too old to move back in with our parents).

Another concern is finding the ideal place to live. We're Wisconsin (aka tax hell) residents, but we do love our state and aren't ready to leave the life we've made here just yet. Ultimately, we expect to move abroad (we both love New Zealand and have found Mexico intriguing). In the interim, we're considering making our permanent residence a sailboat, an idea that scares my wife a bit, even tho she's a better sailor than I am. The expenses of just the right boat, insurance, etc., are things we have considered but don't feel we know enough about, as we don't own a boat now.

We're particularly interested in getting help identifying Web sites for health insurance (we're not starting from scratch in this search, but we're hoping to hear firsthand experiences and we're always looking for better deals or plans we hadn't considered before).

This is a great forum, and we've enjoyed reading the posts.

C(hris) and K(atie)
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Re: We're "ctbktb" - glad we found you!
Old 03-21-2004, 07:20 PM   #2
Give me a museum and I'll fill it. (Picasso)
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Re: We're "ctbktb" - glad we found you!

Good news: you're never too old to move back in with your parents, worse come to worse you can go back to work, and your nestegg, properly invested and with a reasonable lifestyle should get you by.

Welcome aboard!
Be fearful when others are greedy, and greedy when others are fearful. Just another form of "buy low, sell high" for those who have trouble with things. This rule is not universal. Do not buy a 1973 Pinto because everyone else is afraid of it.
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Re: We're "ctbktb" - glad we found you!
Old 03-22-2004, 02:42 AM   #3 Founder
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Re: We're "ctbktb" - glad we found you!

Welcome aboard!

If you want to chat about the living aboard issue, post something in the Retirement Afloat section -- I'll be glad to chat about it.

Dory36, retired to my boat in 2001
Often uninformed, seldom undecided.

Twenty years from now you will be more disappointed by the things you didn't do than by the ones you did do. So throw off the bowlines. Sail away from the safe harbor. Catch the trade winds in your sails. Explore. Dream. Discover. Mark Twain
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Re: We're "ctbktb" - glad we found you!
Old 03-22-2004, 09:25 AM   #4
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Re: We're "ctbktb" - glad we found you!

1.3 million ! that's great, I'm retiring in 4 weeks with a lot less than that. Of course, my modest pension and wife still working will help.
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Re: We're "ctbktb" - glad we found you!
Old 03-22-2004, 09:27 AM   #5
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Re: We're "ctbktb" - glad we found you!

Wisc is 'tax hell'. I thought Pa. was hell for taxes.
I guess the rust belt in general is high tax area.
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