Widow's question re Social security
I read some of the SS postings on Best of the Boards. Does anyone know the anwer to this question?
My spouse died several years ago at age 60. I took the SS widow's benefit when I was 60. It amounts to about 75% of the total SS my spouse would have gotten had he reached full retirement age.
When I read either my full retirement age (almost 67) or wait until 70, (1) if the SS I'm entitled to on my work record is higher than what I am receiving on the basis of my spouse's record, will I receive that higher amount even though I have received benefits (albeit my spouse's) before I reached retirement age and (2) do I need to choose between receiving his benefits or mine, or do I get a combination of the two?