Reasons I think I am late
Wow, thanks all for the support!
I have learned so much in just a few hours of reading some relevant discussion and I would have done several decisions differently if I knew then. For example, in my thirties, ER was never in my mind at all. When I moved from Los Angeles to the East Coast, I sold my townhouse as soon as I could cut my loss. I remember I was focusing "Simplifying your Life" (I actually a book for that), and very nervous of being a landlord even though I could find a tenant quite easily. Again, in my early 40's did a similar thing and sold another condo in NJ (close to the Manhantan, convenient) and made a small profit. As you all know, accumulating asset, especially with passive income (rental, dividend, etc) is important to make ER happen. I regret these all the time. People just have different priorities at different times. But I think ER should be a priority for anyone right after he/she starts working. Many other regrets may take hours to tell. Therefore, I will make sure to force my sons to have this priority or just do it for them . I just opened IRA for my son yesterday, haha wish my parents did it for me then