misanman
Thinks s/he gets paid by the post
- Joined
- Apr 28, 2008
- Messages
- 1,252
Hi Everyone. I'm a longterm "lurker" and it's time that I introduced myself.
At my age (63) I'm probably more concerned about financial independence than early retirement as it's getting a little late to retire early. I took an "early out" package from my long term employer two years ago but almost immediately took a similar job with a smaller company.
I continue to wonder (or worry) about inflation and taxes and whether we will "have enough" longterm. Although I will get a small pension and SS, I will have to depend on savings to fund much of our retirement and so I'm particularly concerned about having a good withdrawal strategy.
My current AA is 50% equities, 20% bonds, 2% MM, and 28% CDs (5 year ladder). I just got back to parity after last year's crash so I'm feeling good about that.
I'm looking forward to being more actively involved in the forum but have already benefitted already.
At my age (63) I'm probably more concerned about financial independence than early retirement as it's getting a little late to retire early. I took an "early out" package from my long term employer two years ago but almost immediately took a similar job with a smaller company.
I continue to wonder (or worry) about inflation and taxes and whether we will "have enough" longterm. Although I will get a small pension and SS, I will have to depend on savings to fund much of our retirement and so I'm particularly concerned about having a good withdrawal strategy.
My current AA is 50% equities, 20% bonds, 2% MM, and 28% CDs (5 year ladder). I just got back to parity after last year's crash so I'm feeling good about that.
I'm looking forward to being more actively involved in the forum but have already benefitted already.