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Old 10-14-2018, 01:37 AM   #41
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Join Date: Nov 2012
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It’s been about a year and a half since I left work. My SO is still working but I’m hoping that he will leave after his bonus early next year. I’m still scouting sunnier places as possible places to move after that.

I’m still very happy with my decision to retire. I’m much more relaxed. I got stuck at home most of last winter with jury duty (3 month terms in my county) but I’ll probably try to escape the gloom more this winter.
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Don’t rush it...
Old 10-15-2018, 08:20 AM   #42
Full time employment: Posting here.
 
Join Date: Jun 2017
Location: Punta del Este
Posts: 640
Don’t rush it...

My suggestion is to work another year or two and plan this out better. Don’t do what I did, which was get divorced (more on that in a minute) quit my job, sold my house and moved to another country where I didn’t speak the language. It was way to stressful.

First question and I hate being the wet blanket but many relationships fail. Even more in times of great stress and change. Do all your numbers still work if you were to be divorced, half the assets mostly the same expenses.... Just saying....

The other is to plan what kind of life you both want. If it is someplace warmer, then buy that property now and fix it up from current income. Don’t have a retirement fund and immediately withdraw a sizable portion to fund that new life. Get the new house on the lake, ocean etc, the boat to go fishing on, the new furniture, giant TV etc while the money is still coming in.

At your current income 2 years should cover a nice life in most places (ok not Zurich or New York penthouse living )and building that new life. It gives you the time to explore new places and really where and how you spend your retirement.

If I had my druthers I would be in the south of France and not in Uruguay but that is just the foodie in me talking. I had spent quite a bit of time visiting here before making the change and was still not prepared for all the changes in my life. Just take your time, research, explore be as prepared as you can be and then pull the trigger.
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