PSYOP Ranger,
I figured you'd stick with timing 'n picking for many more years. I think you'll be glad you chose this course, especially if the small amount of money you "keep in play" suffices to fill the urge to beat the adds. Lots of us have taken the same road. You can have the same fun, learn the same things, and get a real discount on the usual full price "tuition." Best of luck!