Hi everyone. I am a 24 year old credit analyst at a small (TA=$250MM) community bank. I am currently nowhere near ER, but I'm working on it. My goal is not total retirement so much as mid-life career change. I would like to jump to adjunct or community college teaching.
I found this sight after reading an article on CNNMoney about a saver named Holly something. I went to her website and found the link for this forum.
Financially, I have quite a bit of SL debt ($26k), but I figure I'll never get another loan fixed at @3% again. I also have a $5k balance on my auto loan, which I will pay off by the end of this year. Currently, fiance and I each put 10% in 401ks. We are saving $700 per month toward home downpayment...we have qualified for some no-downpayment loans, but I feel better with an equity cushion. We have about 3 months expenses in an emergency fund and another $5k saved for the house so far. We are also planning for the wedding, which I plan on keeping as small, simple (& cheap) as possible.
I found this sight after reading an article on CNNMoney about a saver named Holly something. I went to her website and found the link for this forum.
Financially, I have quite a bit of SL debt ($26k), but I figure I'll never get another loan fixed at @3% again. I also have a $5k balance on my auto loan, which I will pay off by the end of this year. Currently, fiance and I each put 10% in 401ks. We are saving $700 per month toward home downpayment...we have qualified for some no-downpayment loans, but I feel better with an equity cushion. We have about 3 months expenses in an emergency fund and another $5k saved for the house so far. We are also planning for the wedding, which I plan on keeping as small, simple (& cheap) as possible.