Forty days ago I started a retirement countdown clock on my computer http://www.timeanddate.com/
I am now down to 500 days. The 540 went to 500 pretty quickly. I suspect 400 will come fast enough. Once I am under 365 it will get really interesting. The Nov 3, 2007 date looks good to me for a bunch of reasons. The main variables as to whether I follow through with this date will be having a handle on younger son’s college costs (he will be in first year of college then, so I should have a better idea on costs) and the general trend of the market.
I hope to retire at the end or even the middle of a recession, anything but at the beginning of one. Work is still fun so I do not feel a need to leave but not working still sounds better than working. But I can pick my time. Any pointers on timing retirement to avoid retiring into a recession?