After reading this thread and also having someone steal my credit card details, set up an account on Amazon with my credit card, I decided that I would go ahead and put a credit freeze in place in case the next time something like this happened it would be the full id theft. (I realize that a credit freeze won't stop someone from stealing and using my credit card).
It was all very easy to do on-line except for Transunion who require you to set up an on-line account with them. I checked and found that I already had an on-line account and after logging in saw that they had my old address on record (we'd moved in December). I then did an edit to correct the new address which then locked my on-line account so I had to phone them during business hours and go through a question and answer session which then un-locked my account and the phone rep stayed with me while I requested the freeze on-line.
We haven't had a new credit card or applied for credit for over 4 years and don't see any need in the foreseeable future, but it sounds very easy to lift the freeze provided you have the PIN to hand.
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Retired in Jan, 2010 at 55, moved to England in May 2016
Enough private pension and SS income to cover all needs
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