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10-21-2007, 12:28 PM
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#21
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Thinks s/he gets paid by the post
Join Date: Mar 2005
Location: yonder
Posts: 2,851
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I guess I better get with the program. I write about 12 checks a months. But, never at the grocery store. If I had a pet peeve (just how high school is that?), it would be a person writing out a check at the grocery store. A lot of the time, they don't even take out their checkbook until the order has been completely rung up.
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10-21-2007, 01:25 PM
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#22
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Thinks s/he gets paid by the post
Join Date: Jun 2004
Location: No. California
Posts: 1,858
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16 checks so far this year. That is about 4 more than normal for the year.
Most of my transactions are auto w/d, credit card or cash.
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10-21-2007, 02:37 PM
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#23
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Moderator Emeritus
Join Date: Dec 2002
Location: Oahu
Posts: 26,859
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 Quote:
Originally Posted by kcowan
They use a different vendor and probably their store checkouts are older technology. They accept debit cards in the store here.
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It's probably still on the containership headed this way...
__________________
*
Co-author (with my daughter) of “Raising Your Money-Savvy Family For Next Generation Financial Independence.”
Author of the book written on E-R.org: "The Military Guide to Financial Independence and Retirement."
I don't spend much time here— please send a PM.
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10-21-2007, 02:43 PM
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#24
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Full time employment: Posting here.
Join Date: Mar 2007
Posts: 577
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About 50-60 for the total year. Kids school lunch money, kids music lessons, kids sports activities tennis, soccer etc... and donations we make. Pretty much any grown up bills are on auto pay.
__________________
I highjacked a rainbow and crashed into a pot of gold - Bon Jovi
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10-21-2007, 02:50 PM
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#25
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jun 2006
Location: Boise
Posts: 7,882
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33 so far this year, probably fewer next year.
2Cor521
__________________
"At times the world can seem an unfriendly and sinister place, but believe us when we say there is much more good in it than bad. All you have to do is look hard enough, and what might seem to be a series of unfortunate events, may in fact be the first steps of a journey." Violet Baudelaire.
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10-21-2007, 04:25 PM
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#26
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Thinks s/he gets paid by the post
Join Date: Oct 2005
Posts: 2,203
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Quote:
Originally Posted by calmloki
Just checked (erf erf erf) - 120 last year. Not bad considering that nearly all tenants who move out get one. Figure about 4-5 move-outs/month - doesn't seem worthwhile to enter all their data to do an online check to them. Huge fan of auto-pays here - as many as possible run through good ol' PenFed charge card.
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sounds like i need some input from YOU when it comes to landlording!!
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10-21-2007, 05:15 PM
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#27
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Mar 2007
Posts: 14,328
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Doesn't anyone just FAX currency anymore? 
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10-21-2007, 05:18 PM
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#28
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Apr 2004
Location: South Texas~29N/98W Just West of Woman Hollering Creek
Posts: 6,673
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Quote:
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Doesn't anyone just FAX currency anymore?
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Unfortunately, faxed cash in Texas is illegal these days.
__________________
Part-Owner of Texas
Outside of a dog, a book is man's best friend. Inside of a dog, it's too dark to read. Groucho Marx
In dire need of: faster horses, younger woman, older whiskey, more money.
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10-21-2007, 07:58 PM
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#29
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Thinks s/he gets paid by the post
Join Date: Oct 2005
Posts: 2,203
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i musta missed that era 
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10-21-2007, 08:42 PM
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#30
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Thinks s/he gets paid by the post
Join Date: Feb 2007
Posts: 1,015
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Quote:
Originally Posted by Nords
It's interesting that Costco permits debit cards at their gas stations but not their checkouts. I'll have to ask about that one next time we're there.
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:confused:Really? I use my debit card all the time at Costco; they also accept AmEx. Maybe that's a local decision??
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10-22-2007, 09:42 AM
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#31
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Thinks s/he gets paid by the post
Join Date: Jun 2005
Posts: 4,005
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27 in the last 12 months. Those are mostly to pay for some zero percent credit cards I had at the time (since expired).
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10-22-2007, 03:02 PM
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#32
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Full time employment: Posting here.
Join Date: Aug 2006
Location: athens
Posts: 802
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I don't know...a lot! DW pretty much is check only, or credit card for gas. I only write a check for one-time-only payments and those so infrequent that it doesn't make sense to set up for bill pay on line. However,...
I just finished grinding through a 12-month rerun of spending to determine my real expenses. One of the things I found, other than that spending is too high, was that checks offer a MUCH better record of spending than on-line payments and debit/credit cards. I downloaded all checking account information to Excel and sorted through it with the help of the checkbook registers. The bank information is not very useful for card transactions, and neither is the credit card which I loaded manually. This problem may start at the retail stores where we make the purchases, but it's difficult to sift through it using what the bank records to my accounts. That said, I still will not be writing more checks. Can't speak for DW, never could. 
__________________
Can't you see yourself in the nursing home saying, " Darn! Wish I'd spent more time at the office instead of wasting time with family and friends."
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10-22-2007, 03:36 PM
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#33
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jun 2007
Posts: 13,227
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I thought I was pretty low, but I'm at about 50 or so a year the last couple of years, which is pretty high for this group.
12/year child support plus there are 3-4 other checks to the ex- I'll wind up writing for school/extra curriculars we agreed to split, plus 2-3 more I might write on my own for school stuff.
Taxes are next, I won't pay the extra fee to do it by credit card. Texas has a lot of different taxing authorities (3 or 4 checks), and my Virginia taxes come twice a year (house+car * 2).
The only utility I have to pay taxes on is the quarterly garbage bill.
The rest are one-offs for gifts, repairmen that want a check at the time of service, charities that don't have a credit card option, etc.
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10-22-2007, 06:02 PM
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#34
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Full time employment: Posting here.
Join Date: May 2007
Posts: 549
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uhhhh....I have been writing them to the tune of 10-15 or more each month....at least until I read this....and then - for the 1st time, I signed up for the free online bill paying option thru my CU....and I must admit that I'm sorry that I didn't do it sooner  ....and yet I still have never used an ATM or a check card.....hmmmmm 
Gosh....1st I'm judged to be mentally ill for playing the lottery and now this.....by golly, I guess some of us southerners are just slooowwww to learn ....does that mean that I have to give up my ER and that I really can't count my future lottery winnings fer my retirement calculations....aw shucks!!
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10-22-2007, 06:40 PM
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#35
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jun 2006
Posts: 12,880
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Quote:
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I signed up for the free online bill paying option thru my CU....and I must admit that I'm sorry that I didn't do it sooner
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In addition, I recommend having as many bills as possible paid automatically through your credit card.
__________________
Al
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10-22-2007, 11:07 PM
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#36
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Moderator Emeritus
Join Date: Dec 2005
Posts: 10,125
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Four. One for property tax, one for the alarm fee and two for State Farm.
__________________
Angels danced on the day that you were born.
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10-22-2007, 11:12 PM
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#37
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Recycles dryer sheets
Join Date: May 2007
Posts: 290
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No checks, strictly cash. Occasionally use a credit card if something costs more than the ATM withdrawal limit, but hate doing so even then. Recurring bills are all on auto-deduct.
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10-23-2007, 08:26 PM
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#38
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Thinks s/he gets paid by the post
Join Date: Oct 2006
Location: North-Central Illinois
Posts: 3,228
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Quote:
Originally Posted by bssc
......and two for State Farm.
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I pay State Farm on their website.....that was 3 less checks for me. 
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10-23-2007, 08:37 PM
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#39
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Administrator
Join Date: Apr 2006
Posts: 23,035
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314 total checks in the past year. 52 of those to my church (one every Sunday) and one per month for everything else (mortgage, HELOC, 2 credit cards, 2 stoozing credit cards, water, gas, oil, electric, newpaper, cable, cell phone, long distance, local phone, life insurance, car insurance, and more).
I recently changed a number of our bills to be paid from the credit card, so the number will go down this coming year.
__________________
Living an analog life in the Digital Age.
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10-24-2007, 02:22 PM
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#40
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Moderator Emeritus
Join Date: Jun 2007
Location: At The Cafe
Posts: 6,873
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Let's see, 52 to the cleaning lady, being careful to leave the "pay to" section blank so she or a sub-contractor can cash it or so that it can be run thru an off-shore account or whatever. She would prefer cash but I need a record due to possible senior moments.
About six more per month for basic bills. I'm noticing more and more of those bill-paying checks are being run through internet transfers and I don't receive a copy of the cancelled checks. Maybe I do need to invest in a computer system at home.
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