I've never had one of those 2X/year plans before, but now that I'm 74 it seemed like a good time to start so I just signed up for one this past fall.
At my age I would assume that I am probably headed into old age rapidly, and old people suffer more (and even die?) from extreme temperatures at home. Frankly it would be insane for me to start trying to do DIY work on my HVAC since my skills and experience lie in other areas. I am an elderly academic, not a tradesman/tradeswoman. So, that's why I started this 2X/year maintenance plan.
I might regret it, since I really resent having strangers and workmen in the house. Also I have never had excessive trouble with my HVAC. But, Frank is doing it so I guess I'm sort of copy-catting him.