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I never thought it would happen to me :(
02-26-2016, 08:56 AM
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#1
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Thinks s/he gets paid by the post
Join Date: Jun 2010
Posts: 2,139
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I never thought it would happen to me :(
This morning my phone began blowing up with one text after another from Discover Card alerting me to $200 gift cards being bought through PayPal for Ebay. I was on the phone to Discover as charges were still coming through. They immediately closed my account and escalated it to the Fraud Division, I then called PayPal and alerted them. The girl in the Fraud dept told me she had never seen anything like this and they will escalate it to the Fed level. There were over 50 transactions @ $200 each - more than $10,000. What a mess!
__________________
And whatever your labors and aspirations in the noisy confusion of life, keep peace in your soul. With all its sham, drudgery, and broken dreams, it is still a beautiful world. Be cheerful. Strive to be happy.- Desiderata by Max Ehrmann
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02-26-2016, 09:01 AM
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#2
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Thinks s/he gets paid by the post
Join Date: Jul 2015
Location: Beaverton
Posts: 1,382
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Join the group. Happens all the time. That's why fees are so high.
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02-26-2016, 09:02 AM
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#3
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Recycles dryer sheets
Join Date: Oct 2013
Posts: 265
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I just found out my company had a data breach and within minutes people were getting hit with bogus charges. It's scary how fast they can move, and they'll likely never be caught.
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02-26-2016, 09:02 AM
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#4
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: May 2013
Location: Les Bois
Posts: 5,761
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Yep - I had my identity stolen and $180K wired out of a heloc.
There are worse things that can happen.
__________________
You can't be a retirement plan actuary without a retirement plan, otherwise you lose all credibility...
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02-26-2016, 09:07 AM
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#5
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Full time employment: Posting here.
Join Date: Feb 2012
Posts: 648
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Curious... what is the best defense to this? Seems the normal advice is always just to do your part to hide your information, but these days it can get hacked or leaked even if you are diligent. I spent some time researching LifeLock and wasn't impressed enough with their services to sign up. Maybe I should?
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02-26-2016, 09:08 AM
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#6
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Recycles dryer sheets
Join Date: Jun 2014
Posts: 193
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 Quote:
Originally Posted by Big_Hitter
Yep - I had my identity stolen and $180K wired out of a heloc.
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That's scary. Were you made whole?
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02-26-2016, 09:09 AM
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#7
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Full time employment: Posting here.
Join Date: Dec 2005
Posts: 567
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Good Golly Miss Molly
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02-26-2016, 09:09 AM
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#8
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: May 2013
Location: Les Bois
Posts: 5,761
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Quote:
Originally Posted by catotx
That's scary. Were you made whole?
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it was a heloc we had paid off but the bank never closed it; it was their fault for sending the wire
I jokingly offered a strip search for the $180K.
__________________
You can't be a retirement plan actuary without a retirement plan, otherwise you lose all credibility...
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02-26-2016, 09:11 AM
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#9
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Full time employment: Posting here.
Join Date: Feb 2012
Posts: 648
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Quote:
Originally Posted by Big_Hitter
it was a heloc we had paid off but the bank never closed it; it was their fault for sending the wire
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I'm sure someone got fired over that one... wow
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02-26-2016, 09:13 AM
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#10
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Thinks s/he gets paid by the post
Join Date: Dec 2015
Location: Santa Paula
Posts: 4,076
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Thank you for the heads up. I just got a bunch of texts on my cell with no subject, so I deleted them. I went to my PayPal account, and all is OK.
__________________
Retired Jan 2009 Have not looked back.
AA 60/35/5 considering SS and pensions a SP annuity
WR 2% with 2SS & 2 Pensions
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02-26-2016, 09:14 AM
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#11
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Sep 2012
Posts: 11,702
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It is surprising that Discover let that many go through. My card will be put on hold if you do 3 or 4 quick transactions from similar retailers.
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02-26-2016, 09:14 AM
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#12
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jun 2008
Posts: 13,147
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Guess I don't feel so paranoid now after installing the paypal mobile app on my phone, then thinking this could be a major security risk, then uninstalled the app.
__________________
Have you ever seen a headstone with these words
"If only I had spent more time at work" ... from "Busy Man" sung by Billy Ray Cyrus
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02-26-2016, 09:29 AM
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#13
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Thinks s/he gets paid by the post
Join Date: Jan 2007
Posts: 1,243
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Don't know how one can keep the info from being stolen when there are so many data breaches.
Depending on the choices the credit card company or bank has, I set up alerts.
For CC the one I like best is ... getting an alert for any transaction where the physical card is not swiped.
But not all companies have that option. For those, I just have them send an alert for all transactions so I know when anything starts getting weird (like OP).
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02-26-2016, 09:38 AM
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#14
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Thinks s/he gets paid by the post
Join Date: Jun 2010
Posts: 2,139
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Quote:
Originally Posted by JoeWras
It is surprising that Discover let that many go through. My card will be put on hold if you do 3 or 4 quick transactions from similar retailers.
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It all happened so fast. My phone started going ping ping ping as texts and emails came in one after the other. I've never heard of anything like this happening.
__________________
And whatever your labors and aspirations in the noisy confusion of life, keep peace in your soul. With all its sham, drudgery, and broken dreams, it is still a beautiful world. Be cheerful. Strive to be happy.- Desiderata by Max Ehrmann
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02-26-2016, 09:46 AM
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#15
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Recycles dryer sheets
Join Date: Jun 2011
Location: Broomfield
Posts: 90
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Quote:
Originally Posted by Big_Hitter
Yep - I had my identity stolen and $180K wired out of a heloc.
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I had a similar situation. Thieves had my SSN and my account number and tried to wire $100K out of my HELOC account at the credit union. Red flag was raised because the guy didn't know the name of my first cat, and transaction was denied.
So don't let those "silly" questions annoy you, and pick or create ones that are very specific to you, as opposed to "favorite color", "first instrument learned", etc. - obviously too easy to guess at.
Pete
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02-26-2016, 09:50 AM
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#16
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: May 2013
Location: ATL --> Flyover Country
Posts: 6,649
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Happened 2 days ago with my Amex. First was a charge for 1.99 at a gas station in California. Within 2 minutes, I had 7 charges through an AT&T prepaid outlet place in Oregon. While on the phone with amex, 2 more came through. It's like HFT for credit card thieves.
Sent via mobile device. Please excuse any grammatical errors.
__________________
FIRE'd in 2014 @ 40 Years Old
Professional Retiree
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02-26-2016, 09:56 AM
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#17
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Thinks s/he gets paid by the post
Join Date: Dec 2015
Posts: 2,232
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Quote:
Originally Posted by Big_Hitter
Yep - I had my identity stolen and $180K wired out of a heloc.
There are worse things that can happen.
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what is a heloc?
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02-26-2016, 09:58 AM
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#18
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2002
Location: Texas: No Country for Old Men
Posts: 50,021
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Home equity line of credit
__________________
Numbers is hard
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02-26-2016, 10:02 AM
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#19
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Recycles dryer sheets
Join Date: Jun 2010
Location: Sac suburb
Posts: 437
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The best thing you can do is check your account often, and set up lots of alerts to go to your cell phone & email.
Amex is very good at catching suspicious charges; DH and I have had our Amex card numbers lifted 3 times in the last few years (his twice, mine once). In each instance it was most likely due to a hacked gas station card reader. And in each instance, Amex immediately closed the affected account and sent out a new card. A bit of a hassle, but not too bad for us.
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02-26-2016, 10:07 AM
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#20
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Thinks s/he gets paid by the post
Join Date: Jun 2010
Posts: 2,139
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Yes. Discover immediately closed the account and is sending a new card. My emails from PayPal show the email of the person the gift cards were sent to. Is there anything I can do with that info?
Sent from my KFTT using Tapatalk HD
__________________
And whatever your labors and aspirations in the noisy confusion of life, keep peace in your soul. With all its sham, drudgery, and broken dreams, it is still a beautiful world. Be cheerful. Strive to be happy.- Desiderata by Max Ehrmann
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