calmloki
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
https://www.capitalone.com/credit-cards/business/spark-cash/
I have rentals, so for a business name used my actual name and as a sole proprietor ignored the place it asks for a TIN or EIN number and used my regular social security number where requested. This card is advertised for users with excellent credit, and the interest rates are fierce, so only get the card if you never carry a balance. $59 annual fee, waived first year.
On the good side, $500 bonus for spending $4500 in three months, a flat 2% cash back, and it is a Visa, so most places will accept it. I'm planning to use it at Costco when they make their change to Visa next year - a nice 1% bump over the normal in-store executive card use. (credit to Nords for that tip) Figure after the annual fee kicks in it will take $11,800 in spending on the card before it is better than the Fidelity Visa, and then a maximum of only $16/year better. I'm in for that $500 bonus though...
I have rentals, so for a business name used my actual name and as a sole proprietor ignored the place it asks for a TIN or EIN number and used my regular social security number where requested. This card is advertised for users with excellent credit, and the interest rates are fierce, so only get the card if you never carry a balance. $59 annual fee, waived first year.
On the good side, $500 bonus for spending $4500 in three months, a flat 2% cash back, and it is a Visa, so most places will accept it. I'm planning to use it at Costco when they make their change to Visa next year - a nice 1% bump over the normal in-store executive card use. (credit to Nords for that tip) Figure after the annual fee kicks in it will take $11,800 in spending on the card before it is better than the Fidelity Visa, and then a maximum of only $16/year better. I'm in for that $500 bonus though...