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12-15-2011, 01:30 PM
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#41
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Moderator Emeritus
Join Date: Sep 2007
Posts: 17,773
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Quote:
Originally Posted by Nuiloa
Well, there's my problem in a nutshell: I don't have any routines. I don't have set bedtimes, meal times, wake up times. Things just sort of happen and I react (that's probably why I enjoy my job so much - nothing is predictable). And one of my reactions is not to react - I'm a world-class sitter. I've developed powerful muscles that allow me to sit for hours on end without doing anything. It's a skill that took years of practice to develop :-)
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Do you think maybe your sister is right, that you're not ready to retire?
__________________
“Would you like an adventure now, or would you like to have your tea first?” J.M. Barrie, Peter Pan
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12-15-2011, 02:14 PM
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#42
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Recycles dryer sheets
Join Date: May 2011
Posts: 496
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Funny you should say that. I found out yesterday that I would lose a lot of money if I retire in September. When I found out I had to wait until next January, my heart sank. I think I'm ready to go.
__________________
Inside me is a skinny person crying to get out, but I can usually shut the b*tch up with cookies
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12-15-2011, 03:46 PM
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#43
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Thinks s/he gets paid by the post
Join Date: Oct 2004
Location: LaLa Land
Posts: 4,698
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Quote:
Originally Posted by Nuiloa
Funny you should say that. I found out yesterday that I would lose a lot of money if I retire in September. When I found out I had to wait until next January, my heart sank. I think I'm ready to go.
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If you don't retire, you'll lose a lot of time. Only you can decide if it's worth it.
Anyone who keeps working will continue to earn money, silly really.
__________________
Work is something you do to get enough $ so you don't have to....Me.
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12-15-2011, 05:40 PM
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#44
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Aug 2011
Location: West of the Mississippi
Posts: 17,173
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Quote:
Originally Posted by Nuiloa
Well, there's my problem in a nutshell: I don't have any routines. I don't have set bedtimes, meal times, wake up times. Things just sort of happen and I react (that's probably why I enjoy my job so much - nothing is predictable). And one of my reactions is not to react - I'm a world-class sitter. I've developed powerful muscles that allow me to sit for hours on end without doing anything. It's a skill that took years of practice to develop :-)
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How nice! My job is structured most of the day. No way I can come in an hour late if I was out late the previous night. Of course, I can always come in early and leave late. No problem with that!
__________________
Comparison is the thief of joy
The worst decisions are usually made in times of anger and impatience.
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12-15-2011, 06:33 PM
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#45
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Full time employment: Posting here.
Join Date: Sep 2007
Posts: 514
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My dad retired after 30 years of shiftwork in a boiler room. He took a cabinet making course, then discovered that few cabinet makers wanted to take on an apprentice older than themselves. Seems they were all looking for young folks they could transition their businesses to. That was a bit of a wake up call for my dad, so he went back to work. Doing shiftwork. In a boiler room. But a different one, this time. Now he's happy again!
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12-16-2011, 12:25 PM
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#46
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2008
Location: NC
Posts: 21,206
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Quote:
Originally Posted by Nuiloa
Well, there's my problem in a nutshell: I don't have any routines. I don't have set bedtimes, meal times, wake up times. Things just sort of happen and I react (that's probably why I enjoy my job so much - nothing is predictable). And one of my reactions is not to react - I'm a world-class sitter. I've developed powerful muscles that allow me to sit for hours on end without doing anything. It's a skill that took years of practice to develop :-)
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You've already gotten several excellent responses. The financial aspect of retirement is the simple (but not easy) part, the non-monetary change is less often discussed. Before I retired, I found reading How to Retire Happy, Wild & Free by Ernie Zelinski and Work Less, Live More by Bob Clyatt to be very helpful in preparing for the transition. You can probably get one or both at your local library if you're interested. Your answers will be unique as with all of us, best of luck...
__________________
No one agrees with other people's opinions; they merely agree with their own opinions -- expressed by somebody else. Sydney Tremayne
Retired Jun 2011 at age 57
Target AA: 50% equity funds / 45% bonds / 5% cash
Target WR: Approx 1.5% Approx 20% SI (secure income, SS only)
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12-16-2011, 01:04 PM
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#47
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Recycles dryer sheets
Join Date: May 2011
Posts: 496
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Quote:
Originally Posted by Midpack
You've already gotten several excellent responses. The financial aspect of retirement is the simple (but not easy) part, the non-monetary change is less often discussed. Before I retired, I found reading How to Retire Happy, Wild & Free by Ernie Zelinski and Work Less, Live More by Bob Clyatt to be very helpful in preparing for the transition. You can probably get one or both at your local library if you're interested. Your answers will be unique as with all of us, best of luck...
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I've got the Zelinski book on hold - it's been mentioned several times in this forum so it has to be pretty good. I'm looking forward to reading it.
It's an odd thing that I keep overlooking: in addition to my day job, I also teach and take dance classes 2 nights a week and perform most weekends. Once I'm free, I'll probably end up making costumes most days. Not sure how I feel about that
__________________
Inside me is a skinny person crying to get out, but I can usually shut the b*tch up with cookies
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12-16-2011, 01:06 PM
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#48
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2008
Location: NC
Posts: 21,206
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Quote:
Originally Posted by Nuiloa
I've got the Zelinski book on hold - it's been mentioned several times in this forum so it has to be pretty good. I'm looking forward to reading it.
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I found the Get-A-Life Tree exercise from his book to be the single most helpful thing I did before retiring, I'd encourage you to make sure you read that part. It's been discussed here, though it's been a while (I tried to find a link, but couldn't).
__________________
No one agrees with other people's opinions; they merely agree with their own opinions -- expressed by somebody else. Sydney Tremayne
Retired Jun 2011 at age 57
Target AA: 50% equity funds / 45% bonds / 5% cash
Target WR: Approx 1.5% Approx 20% SI (secure income, SS only)
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12-16-2011, 02:16 PM
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#49
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Feb 2005
Location: Central MS/Orange Beach, AL
Posts: 9,067
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I retired because I wasn't any good at working. Now I have found something I'm good at.
__________________
Retired 3/31/2007@52
Investing style: Full time wuss.
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12-16-2011, 02:41 PM
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#50
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Mar 2007
Posts: 14,328
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Quote:
Originally Posted by Dawg52
I retired because I wasn't any good at working. Now I have found something I'm good at.
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+1 I use that line, too.
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12-16-2011, 03:29 PM
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#51
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Thinks s/he gets paid by the post
Join Date: Jul 2009
Posts: 1,934
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Unlike many of you, and as I've said before here, I didn't get much out of Zelinski's book. That's because the retirement challenge was purely financial for me. I never had any trouble deciding what I would do with my free time.
__________________
And if I claim to be a wise man, it surely means that I don't know.
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12-16-2011, 05:23 PM
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#52
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2008
Location: NC
Posts: 21,206
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Quote:
Originally Posted by Onward
Unlike many of you, and as I've said before here, I didn't get much out of Zelinski's book. That's because the retirement challenge was purely financial for me. I never had any trouble deciding what I would do with my free time.
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All the better for you...whatever it takes. For me the financial side was the easy part, just a matter of the discipline to reach a $ goal. Since my career was ultimately a series of financial objectives, getting there was just a matter of time...
__________________
No one agrees with other people's opinions; they merely agree with their own opinions -- expressed by somebody else. Sydney Tremayne
Retired Jun 2011 at age 57
Target AA: 50% equity funds / 45% bonds / 5% cash
Target WR: Approx 1.5% Approx 20% SI (secure income, SS only)
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12-16-2011, 08:35 PM
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#53
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Moderator Emeritus
Join Date: Dec 2002
Location: Oahu
Posts: 26,856
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Quote:
Originally Posted by Midpack
I found the Get-A-Life Tree exercise from his book to be the single most helpful thing I did before retiring, I'd encourage you to make sure you read that part. It's been discussed here, though it's been a while (I tried to find a link, but couldn't).
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Here you go:
Retirement Planning Wisdom That You Won't Get from Your Financial Advisor: The Get-a-Life Tree: A Great Retirement Planning Tool!
Maybe a mod could add it to the FAQ Archive.
It took me a while to find it, but I've been adding them to the blogroll as I do:
Military Retirement & Financial Independence | Financial independence & early retirement for veterans every Monday, Wednesday, & Thursday
Quote:
Originally Posted by Onward
Unlike many of you, and as I've said before here, I didn't get much out of Zelinski's book. That's because the retirement challenge was purely financial for me. I never had any trouble deciding what I would do with my free time.
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I've had a copy laying on my desk for over nine years now, but I've been too busy to get around to working through it...
__________________
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Co-author (with my daughter) of “Raising Your Money-Savvy Family For Next Generation Financial Independence.”
Author of the book written on E-R.org: "The Military Guide to Financial Independence and Retirement."
I don't spend much time here— please send a PM.
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12-16-2011, 09:48 PM
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#54
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Dryer sheet aficionado
Join Date: Apr 2010
Location: Canada
Posts: 36
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Quote:
Originally Posted by kombat
My dad retired after 30 years of shiftwork in a boiler room. He took a cabinet making course, then discovered that few cabinet makers wanted to take on an apprentice older than themselves. Seems they were all looking for young folks they could transition their businesses to. That was a bit of a wake up call for my dad, so he went back to work. Doing shiftwork. In a boiler room. But a different one, this time. Now he's happy again!
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This strikes me as a very sad reality. That just because you've got grey hair that you're not as desirable an employee. In seeking different employment I've seen it too.
__________________
Gettin old, getting grey, gettin ripped off, underpaid, gettin had, gettin took . . . let me tell you people, it's harder than it looks (Long Way to the Top - AC/DC)
Divin Dave
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