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View Poll Results: How many adults in your ER household?
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One
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27 |
27.84% |
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Two
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58 |
59.79% |
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More than 2 (incl. adult children, parents)
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11 |
11.34% |
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Other (please explain)
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1 |
1.03% |
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Poll: Size of your ER household for finances
09-21-2017, 11:13 AM
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#1
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Thinks s/he gets paid by the post
Join Date: Mar 2004
Posts: 3,433
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Poll: Size of your ER household for finances
Midpack's other thread about averages for this forum http://www.early-retirement.org/foru...ate-88509.html may be a bit skewed to favor couples, especially if both of them were income-producers.
To try digging a bit beneath the surface, how many people are in your ER household? I've created a category for more than 2, as there may be folks with adult children who they expect to provide care for forever, or parents, etc. But, for the most part, I expect the answers to be 1 or 2.
If you are a twosome, but each keep your finances totally separate, you'd most likely answer 1.
Feel free to post clarifying info.
omni
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09-21-2017, 01:06 PM
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#2
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Thinks s/he gets paid by the post
Join Date: Jul 2002
Posts: 1,587
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 Quote:
Originally Posted by omni550
To try digging a bit beneath the surface, how many people are in your ER household? I've created a category for more than 2, as there may be folks with adult children who they expect to provide care for forever, or parents, etc. But, for the most part, I expect the answers to be 1 or 2.
Feel free to post clarifying info.
omni
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I voted more than two as I have two boys still in school. Or should I have voted other as i don't expect them to be providing care forever.
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09-21-2017, 01:15 PM
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#3
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Thinks s/he gets paid by the post
Join Date: Mar 2017
Location: New York City
Posts: 2,838
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Quote:
Originally Posted by RE2Boys
I voted more than two as I have two boys still in school. Or should I have voted other as i don't expect them to be providing care forever.
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They might respond as more than 2 also, they might think they will get stuck taking care of you someday. 
__________________
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09-21-2017, 01:20 PM
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#4
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Thinks s/he gets paid by the post
Join Date: Feb 2014
Location: Williston, FL
Posts: 3,925
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Just myself and my DGF. Our finances are separate. She is the low-income person, I am not.
__________________
FIRE no later than 7/5/2016 at 56 (done), securing '16 401K match (done), getting '15 401K match (done), LTI Bonus (done), Perf bonus (done), maxing out 401K (done), picking up 1,000 hours to get another year of pension (done), July 1st benefits (vacation day, healthcare) (done), July 4th holiday. 0 days left. (done) OFFICIALLY RETIRED 7/5/2016!!
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09-21-2017, 01:25 PM
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#5
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Administrator
Join Date: Jan 2008
Location: Chicagoland
Posts: 40,726
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That number has varied over time. When I retired, we were five. It even increased for a short period. Thankfully, right now we are two, although at times it seems like only one behaves like an adult.
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09-21-2017, 01:39 PM
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#6
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Moderator
Join Date: Feb 2010
Location: Flyover country
Posts: 25,362
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Quote:
Originally Posted by MichaelB
Thankfully, right now we are two, although at times it seems like only one behaves like an adult.
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DW and I each feel that way. 
My guess is that she's more right than I am. 
__________________
I thought growing old would take longer.
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09-21-2017, 01:51 PM
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#7
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jul 2014
Location: Spending the Kids Inheritance and living in Chicago
Posts: 17,099
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We are 2 but we keep some finances separate and some mixed, but we talk and act like they are totally mixed.
For example, no way would I buy a car or book a vacation without a bunch of talking it over.
So I answer 2.
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09-21-2017, 02:08 PM
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#8
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Dec 2015
Location: Michigan
Posts: 5,003
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Typical 2, all $ is joint except for IRA's.
__________________
"The mountains are calling, and I must go." John Muir
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09-21-2017, 02:28 PM
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#9
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Moderator
Join Date: Apr 2012
Location: San Diego
Posts: 14,212
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By your rules, I answered 2. But I have 2 kids under roof who aren't adults... and have their pricey college years ahead of them.
In the past we've had the in-laws living with us (so we were 6 then with 4 adults) and a grown nephew (so we were 5 then with 3 adults.)
I have no idea when the kids will be off the payroll... I plan to follow the same plan my parents did - make living at home not the most comfortable for the kids once they have completed college... chores, rent, etc. (FWIW - that's what we did to get nephew to take the step out on his own... he was mad at the time, but has since thanked us for giving him the push he needed.)
__________________
Retired June 2014. No longer an enginerd - now I'm just a nerd.
micro pensions 6%, rental income 20%
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09-21-2017, 03:44 PM
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#10
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Mar 2016
Posts: 8,968
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Just me and Lucy the dog.
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09-21-2017, 04:03 PM
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#11
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Moderator Emeritus
Join Date: Jan 2007
Location: New Orleans
Posts: 47,501
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Quote:
Originally Posted by RobbieB
Just me and Lucy the dog.
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Same here, but no dog. 
F lives right next door, 20 feet away, but we choose to keep our finances separate.
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Happily retired since 2009, at age 61. Best years of my life by far!
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09-21-2017, 08:39 PM
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#12
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Apr 2012
Posts: 6,181
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More than 2 at the moment, but youngest child is desperately trying to be completely out of the house and on his own. Hopefully before six months it will be down to the two of us.
__________________
FIREd date: June 26, 2018 - "This Happy Feeling, Going Round and Round!" (GQ)
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09-22-2017, 01:24 AM
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#13
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Moderator
Join Date: Jul 2017
Posts: 5,779
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Well voted 2. I do have adult children still living home, but I am certainly not counting their net worth or income as part of our finances.
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09-22-2017, 05:10 AM
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#14
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Thinks s/he gets paid by the post
Join Date: Mar 2015
Location: philly
Posts: 1,219
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I'm a threesome (why does that sound naughty. lol)
like Marie I have young adult children at home. I hope to God I'm not caring for them for the rest of their lives.  
I'm pushing one baby bird out the nest next summer and my youngest actually graduates this winter from Temple.
Then I'm hoping to find a Portuguese pool boytoy. 
__________________
My darling girl, when are you going to realize that being "normal" is not necessarily a virtue? it sometimes rather denotes a lack of courage~Aunt Francis
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09-22-2017, 06:26 AM
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#15
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Full time employment: Posting here.
Join Date: Oct 2016
Location: Pinetops
Posts: 521
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Quote:
Originally Posted by omni550
Midpack's other thread about averages for this forum http://www.early-retirement.org/foru...ate-88509.html may be a bit skewed to favor couples, especially if both of them were income-producers.
To try digging a bit beneath the surface, how many people are in your ER household? I've created a category for more than 2, as there may be folks with adult children who they expect to provide care for forever, or parents, etc. But, for the most part, I expect the answers to be 1 or 2.
If you are a twosome, but each keep your finances totally separate, you'd most likely answer 1.
Feel free to post clarifying info.
omni |
Could you add 1 1/2 to the poll ? Wife and I keep our monies separate but we do give an equal portion to a joint account each month. We also jointly own our paid off home.
Michael
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09-22-2017, 07:33 AM
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#16
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Full time employment: Posting here.
Join Date: Aug 2013
Location: https://www.google.com
Posts: 750
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Just DW and me. No children, except for two older dogs
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09-22-2017, 07:52 AM
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#17
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Aug 2013
Location: Texas
Posts: 10,941
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Just two adults, dog is sill a puppy.
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09-22-2017, 08:05 AM
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#18
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: May 2011
Posts: 8,368
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I opted for two....but DW is 15.28% shorter than me, so does that make it less than two?
OTOH, I'm 18% taller than she is, so should it be greater than two?
It's all so confusing.
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