I carry a 2M umbrella insurance policy. My annual umbrella insurance premium is about $900. This is higher than national average but I am in SoCal with 2 young drivers on my policy. I have not looked at it for few years. Now my liquid asset is 3M. Is it a good time to adjust my umbrella and increase to 3M as well?
Another question is, I have never involved with anything legal so far, so I really do not have any lawyer contact that I can call. Hope I never need to. But, if there is anything that I need to get a lawyer for, do I simply call my umbrella insurance first to see if their legal department can assist? Is there anything that they would not get involved, say divorce (not that I need it ever) ?
Another question is, I have never involved with anything legal so far, so I really do not have any lawyer contact that I can call. Hope I never need to. But, if there is anything that I need to get a lawyer for, do I simply call my umbrella insurance first to see if their legal department can assist? Is there anything that they would not get involved, say divorce (not that I need it ever) ?