kcowan
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Fully retired August 2002, 5 years ahead of schedule. Did not have adequate equity to FIRE but so far have managed superior portfolio returns and have grown it by 10% after expenses.
Expenses have dropped by 20% compared to our planning number. Primarily due to:
1) Reduced clothing expenses
2) No employment expenses, e.g. clothes, lunches, coffees
3) Reduced car/transit expenses
4) Flying on points
5) Selected home swaps
6) Travelling when prices are best (sometimes)
7) More time for intelligent shopping
8) Buying less "stuff"
Expenses have dropped by 20% compared to our planning number. Primarily due to:
1) Reduced clothing expenses
2) No employment expenses, e.g. clothes, lunches, coffees
3) Reduced car/transit expenses
4) Flying on points
5) Selected home swaps
6) Travelling when prices are best (sometimes)
7) More time for intelligent shopping
8) Buying less "stuff"