Zelle, and BoA not taking cash deposits from non-account owners
This was news to me, but I don't go to banks much. This afternoon I went to make a cash deposit into someone's BoA account, and the bank said no. (There was a legitimate reason for needing to deposit cash vs. a check, today).
Only owners can deposit cash, the rest of us must deposit checks, or transfer. The amount was much less than the $5K that is tracked by the US Treasury.
They did give me a printed sheet that announces the new policy and urges me to use "Zelle", a mobile app, for cash transfers. I thought Zelle was another user originated idea, but now it looks like the banks are the sponsors.