2012 returns of your investments

[bondi688]

Doing the year end analysis because it is 12/31/2012

Performance of Benchmarks in 2012

DJIA 7.3%
S&P 500 13.4%
NASDAQ 15.9%
FTSE 100 5.84%
Barclays bonds 5.66%

How did your investment do against the indices? What is your return for 2012? I am aggressive in allocation, this year I am quite happy to note a return of about 12.6%

And I am surprised that for this year, my Fidelity funds had done better than my Vanguard funds. And my Vanguard funds beat the 2 funds I have at T Rowe Price. But my own individual dividend yielding portfolio did significantly worse than mutual funds. Maybe I should just leave them to the professionals.

May you all have a happy, prosperous and healthy New Year.

 

[WilliamG]

Just finished computing and very happy with 11.3% on a 50/50 portfolio.

 

[audreyh1]

Have a few more dividends to be reported, but it looks like at least 13% on a 53/47 portfolio.

Very pleased with 2012. I can handle a few yucky years like 2011 if I get a few 2012s sprinkled in now and then.

 

[FIREd]

+19.3%. DW's company stock had another stellar year.

 

[audreyh1]

The S&P500 benchmark should be up over 15% for 2012. It has a dividend yield of around 2%. 13.4% is just the number change and doesn't include the earned dividends.

 

[bondi688]

+19.3%. DW's company stock had another stellar year.

Extra bubbly to celebrate?

 

[FIREd]

Extra bubbly to celebrate?

Definitely!

 

[azphx1972]

Some nice returns! My 401k says YTD is 13.53%, and IRA is 12.6%. No complaints.

Happy New Year!

 

[clifp]

The S&P500 benchmark should be up over 15% for 2012. It has a dividend yield of around 2%. 13.4% is just the number change and doesn't include the earned dividends.

Morningstar has the total return of SPY (NAV) at 14.80% for the year. For BND (Vanguard total bond market) YTD return of 4.27% (NAV) and VEU (total international stock market) of 13.60%

My IRA portfolio with an AA of 77/14/9 (cash) was up 14.3%.

Figuring out my taxable returns are more complicated since there are withdrawal investments in real estate etc.

 

[Brett_Cameron]

12.9% in my 401k, AA approx 60/40

 

[Spanky]

YTD for S&P 500 is 16.10%.

Our portfolio is 10.99% YTD.

 

[z-d-g]

+11.6% in a 50/50 portfolio. No complaints whatsoever.

 

[Dawg52]

Low man so far at +9.2%, but not bad with a fairly conservative 30/70 AA. Think I will have another med.

 

[Ed_The_Gypsy]

11.9% total return and happy with it. ~100% equities, ~50/50 US/intl

 

[Corporateburnout]

11.6%

53/47 equities/fixed

 

[intoindependence]

Looks like 13.2% before any dividends which I am pleased with. My asset allocation was 60% stocks / 40% bonds. I changed jobs in early 2012 and did a 401K rollover. I was in Vanguard ETF's through another brokerage account and had to sell before completing the 401K transfer to Vanguard. I was very lucky the market immediately declined after I sold the investments. I re-purchased the same ETF's (at a lower price) a few weeks later. It could have very easily went the other way. I wanted to do the transfer "in kind" but it was not allowed.

 

[RobLJ]

Up 10.7% on a 50-30-20 portfolio. Very satisfied.
I'm rebalancing over the next few weeks and am aiming to put 1/3 of the cash to work over the next month or two, probably in Europe, international stock/bonds, and floating rate funds.

 

[yakers]

11.7% , 7 cash, 39 FI, 54 equities, fine by me.

 

[mathjak107]

10.5% all bond funds and income funds.

 

[Lcountz]

UP 12.4%....last day of work Jan 4, 2013....I hope 2013 and forward does this well!!!!

 

[bondi688]

It is good to see people responded so far all have a decent year, hope everyone will have more of the same going forward into the future.

 

[grasshopper]

Quicken says, up 12.88 65/35, I would love to see this again in 2013.

 

[donheff]

11.19 in portfolio this new year's vs last. That number includes withdrawals so actual return on investments not spent would be higher.

 

[NYEXPAT]

13% on 60% CD's/30% RE/10% cash.

 

[pb4uski]

12.91%

I was shocked that the Quicken report I just ran said 0.00% but then I saw it was current year-to-date (2013) so if I change it to last year (2012) it indicates 12.91%.

I'm quite happy with that as my deterministic assumption for retirement planning is an intentionally conservative 5.5%. Since my cash and invested assets increased 9.49% for 2012 it looks like my WR was ~ 3.4% compared to a target of 3.5%.

Target AA is 42% domestic equities, 14% international equities, 37% bonds and 7% cash/short term investments (or ~ 2 years of living expenses in cash/short term investments and 60/40 for investments) and is mostly Vanguard. ER is ~ 0.17%.